Are You Ready to Finally Fix Your Finances - For Good?
Hi, we're Mike & Mollie.
Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.
As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.
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Our Recent Blog Posts
50+ Free & Fun Things to do with Friends at Home
One of the first things that get cut from every budget is expensive activities, right? Out the door goes all the lattes and visits to the movie theater. But finding fun things to do with friends at home turns out to be a lot easier than expected. It’s important to find free things to do…
The Top 117 Motivational Quotes on Finances & Money
One of the easiest ways to stay motivated on your journey to financial freedom is to find quotes on finances that empower, encourage, and inspire you. Whether you’re looking for a new favorite financial guru or want to find some inspiring quotes on finance, I’ve pulled together the best financial quotes to help you stay…
What It Means to Be Rich
Being rich isn’t just about having a huge bank account or a closet full of designer clothes. Real richness is something that shows up in the quality of your life, not just the quantity of your stuff. It’s about waking up excited for your day, feeling loved, and having the freedom to enjoy the things…
Why Frugality Is a Key Part of Personal Finance
There’s a secret ingredient that shows up in almost every success story about personal finance. It’s not about how big your paycheck is or whether you hit the jackpot on a smart investment. It’s much simpler than that. It’s the habit of frugality. Frugality doesn’t mean living cheap or giving up the things you love.…
Don’t Buy a New Car Without This Cheat Sheet
Buying a car is one of the biggest purchases most people make. It’s exciting and a little intimidating because so much rides on getting it right. You want a car that fits your life, holds its value, and doesn’t become a financial burden the moment you drive it off the lot. And yet, with so…
7 Key Components of Financial Literacy
Being good with money isn’t about being rich or knowing complicated financial jargon. It’s about understanding how money works and using that knowledge to make your life better. Whether you’re saving for something big, trying to get out of debt, or just wanting to feel a little more in control of your spending, building your…
The Most Foolish Money Mistakes
Some money mistakes are harmless. You blow twenty bucks on something dumb, you laugh it off, and life goes on. But other money mistakes are far more serious. They quietly dig a hole under your financial foundation. They derail your goals. And worst of all, they become habits that are hard to break once they…
How to Lower Your Cost of Living
Lowering your cost of living might be one of the most freeing changes you ever make. When your expenses drop, your options grow. You gain breathing room, flexibility, and maybe even the margin to make bold moves—like switching jobs, traveling more, or just saving up for something that actually matters to you. Most people are…
Is Robinhood the Best Brokerage Account?
Robinhood has completely changed the way many people start investing. With its clean app design, zero-commission trades, and beginner-friendly features, it’s attracted millions of users who might never have invested otherwise. It’s not just a tool for finance pros anymore. Today, just about anyone with a smartphone can open an account, buy their first stock,…
The Relationship Between Time, Money, and Happiness
Most people live their lives under the impression that time, money, and happiness are constantly at odds. You can have more time, but that usually means making less money. Or you can make more money, but only by giving up your time. And in the middle of it all, happiness is treated like a distant…
10 Simple Rules for a No Spend Challenge
Thanks to Tik Tok, plenty of folks have been turned on to trying a no spend challenge. I love it when social media helps people cut unnecessary spending and find new ways to save. If you’re not familiar with a no spend challenge, the key takeaway is to spend less money by cutting out unnecessary…
The 5 Biggest Truths in Personal Finance
I’m a big picture thinker, especially when it comes to my finances. I’d rather not be spending my time thinking about spreadsheets and budgets when that mental space could go to family and friends. As you think about your own financial situation, it’s easy to feel overwhelmed. We all tend to be a bit more…