Welcome to Debt Free Forties, I'm Tana (rhymes with Donna)! I don’t know about you, but I sure thought I’d be set financially when I hit forty! Somehow, it didn’t quite work that way, and here I am, almost at the big 4-0, and still trying to wipe out that debt! I created this blog so we can talk money: paying off debt faster, student loans, budgeting tips, and more! Together, we can destroy our debt once and for all. Are you with me?

Latest Posts

How to Pay Off Credit Card Debt Quickly

How to Pay Off Credit Card Debt Quickly

Credit card debt. The huge majority of Americans have it, and have learned to live with it, like an annoying family member that always ribs you. But what if you didn’t have to have credit card debt in your day-to-day life (or that awkward uncle)? Learn how to pay off ... Read More
Pay Off Your Mortgage or Invest? Practical Tips to Decide

Pay Off Your Mortgage or Invest? Practical Tips to Decide

It’s the age-old question about which comes first. (No, not the chicken or the egg. Well, maybe - it IS about your nest egg, anyway.) Should you pay off your mortgage or invest first? While both are very tempting options, there are some major considerations to think over before making ... Read More
Monthly finance report

April 2018 Financial Report

This is no April Fool's joke - we're only $769 from becoming debt free. FINALLY. We're thisclose to knocking out my student loan, which has been hanging out like an unwanted house guest for the past 11 years. It's definitely time to kick it out and say, buh-bye! via GIPHY ... Read More
Amazingly Simple Cleaning Tips that’ll Save You Tons of Money

Amazingly Simple Cleaning Tips that’ll Save You Tons of Money

Every spring I feel the need for a refresh. There’s just something about the fresh air and sunshine that makes me want to review our budget, get rid of clutter, and do a deep spring clean. So why not bust open the windows and start your spring with my favorite ... Read More
How to Jumpstart Your Finances Quickly with Sinking Funds

How to Jumpstart Your Finances Quickly with Sinking Funds

Are you struggling with budgeting and trying to stay ahead? Wondering where in the world you’re going to find money for upcoming expenses outside of your budget, yet again? The best way to break out of this cycle is to create and use sinking funds. Sinking funds are the best ... Read More
How to Stop Spending Money You Don't Have

How to Stop Spending Money You Don’t Have

Another payday hits, and you’ve already got the itch to go shopping. Next thing you know, your paycheck is spent before the weekend is over. Unfortunately, it’s another 2 week stretch to keep yourself afloat until the next payday. You know you need to stop spending money you don’t have, ... Read More
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