Welcome to Debt Free Forties, I'm Tana (rhymes with Donna)! I don’t know about you, but I sure thought I’d be set financially when I hit forty! Somehow, it didn’t quite work that way, and here I am, almost at the big 4-0, and still trying to wipe out that debt! I created this blog so we can talk money: paying off debt faster, student loans, budgeting tips, and more! Together, we can destroy our debt once and for all. Are you with me?

Latest Posts

37 Inspirational Challenges to Make Budget & Savings More Fun

37 Inspirational Challenges to Make Budget & Savings More Fun

Any of these budget and savings challenges can be done for a day, week, month, or - if you're brave - can be carried on throughout the year. The goal is to find new (and fun!) ways to cut your expenses, and put that money towards savings or debt. Remember, ... Read More
How to get your spouse on the same financial page quickly

How to Get Your Spouse on the Same Financial Page

Today’s post is about one of the most dreaded financial conversations that a lot of couples tend to avoid, understandably. Grab your favorite drink, put on comfy pants, turn on some smooth jazz (hey, no judgements!) and breathe deep. You good? Ok. Let’s talk about getting your spouse on board ... Read More
2017 Liebster Award

2017 Liebster Award Nominee

I was nominated for the 2017 Liebster Award and so glad to accept it! Arune from More Than a Plate was kind enough to pass on the recognition. Her blog has a ton of great recipes for real, unprocessed whole foods. She also discusses natural health as well as her ... Read More
Blogger Recognition Award

Blogger Recognition Award

I want to first start off by saying thanks to Paul from Daddy Goes Bananas (Parenting Unpeeled) for nominating me for this award! I am so grateful for the opportunity and am so thankful for the chance to pass it on to others. What is the Blogger Recognition Award? I’m ... Read More
Monthly finance report

October 2017 Finance Report

This month our debt repayment slowed down a lot. I think we pushed it so much paying off the car that we were finding ourselves overstretched in some areas of the budget. We still made progress forward, which is what counts. Instead of putting things on the credit card, we ... Read More
How to Reset Your Money Mindset & Change your Money Story for Good!

How to Reset Your Money Mindset & Change your Money Story for Good!

I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another ... Read More
Unique and cheap holiday gift ideas that everyone will love!

Unique & Cheap Holiday Gift Ideas that Everyone Will Love!

Everyone’s had that New Year’s hangover – I’m not just talking too much food and drinks, but too much holiday spending as well. You get caught up in the spirit of the holidays, end up buying waaaaay more than you intended, and come January’s credit card bill, your bank account ... Read More
Beginner Couponing Mistakes and How to Avoid Them

Beginner Couponing Mistakes and How to Avoid Them

We’ve all seen those crazy extreme couponing shows where a person has three shopping carts full of mouthwash, nail polish and cheese, right? And the whole lot cost them $2.58. While totally nuts, I still have to admit it’s an impressive feat of organization. Even though no one on earth ... Read More
How we paid off over $12,324 of debt in 8 months with this one budget tool!

How We Paid $12,324 of Debt in 8 Months with this One Budgeting Tool

My husband and I have accrued various types of debt for almost 20 years. While we weren’t necessarily drowning in debt, we weren't killing it in savings and investments either. Just a lot of living for the day and never setting any financial goals. Most of our debt was from ... Read More
Monthly finance report

September 2017 Finance Report

We did it!! We paid off my $14093 car loan in 20 months! This even after a layoff and damage to our roof, thanks to our awesome budget! I should also point out our oldest daughter started kindergarten, so we were able to cut our daycare payment by a lot ... Read More
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