Welcome to Debt Free Forties, I'm Tana (rhymes with Donna)! I don’t know about you, but I sure thought I’d be set financially when I hit forty! Somehow, it didn’t quite work that way, and here I am, almost at the big 4-0, and still trying to wipe out that debt! I created this blog so we can talk money: paying off debt faster, student loans, budgeting tips, and more! Together, we can destroy our debt once and for all. Are you with me?
Any of these budget and savings challenges can be done for a day, week, month, or - if you're brave - can be carried on throughout the year. The goal is to find new (and fun!) ways to cut your expenses, and put that money towards savings or debt. Remember, ... Read More
Today’s post is about one of the most dreaded financial conversations that a lot of couples tend to avoid, understandably. Grab your favorite drink, put on comfy pants, turn on some smooth jazz (hey, no judgements!) and breathe deep. You good? Ok. Let’s talk about getting your spouse on board ... Read More
This month our debt repayment slowed down a lot. I think we pushed it so much paying off the car that we were finding ourselves overstretched in some areas of the budget. We still made progress forward, which is what counts. Instead of putting things on the credit card, we ... Read More
I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another ... Read More
Everyone’s had that New Year’s hangover – I’m not just talking too much food and drinks, but too much holiday spending as well. You get caught up in the spirit of the holidays, end up buying waaaaay more than you intended, and come January’s credit card bill, your bank account ... Read More
We’ve all seen those crazy extreme couponing shows where a person has three shopping carts full of mouthwash, nail polish and cheese, right? And the whole lot cost them $2.58. While totally nuts, I still have to admit it’s an impressive feat of organization. Even though no one on earth ... Read More
My husband and I have accrued various types of debt for almost 20 years. While we weren’t necessarily drowning in debt, we weren't killing it in savings and investments either. Just a lot of living for the day and never setting any financial goals. Most of our debt was from ... Read More