The 10 Best Graduation Gift Ideas Guide

Graduation from high school or even college usually means one thing: money. It’s tradition to give money as a graduation gift from parents and grandparents. At such a young age though, it can be easy to live in the moment and not keep that money for a rainy day.

An even better gift? A financial education on what to do with that money after graduation. It’s no secret that we don’t teach kids enough about finances in high school or even college. Why not gift them a cheap graduation gift that will last a lifetime?

If you’re looking for a last minute graduation gift, or a unique graduation gift, look no further. These great financially based gifts will not only be unique, but are a great incentive to start post-graduation life off on the right foot.

Student loan debt has soared to $1.4 trillion in 2017, with the average per student more than $38,000. Rather than buy them more stuff they don’t need, why not give them a strong financial foundation to build the rest of their life on? These are the 10 best finance gifts for the college student in your life:

Looking for the best graduation gift ideas? Look no further! These personal finance based gifts are perfect for the grad in your life. #graduation #graduationgift #personalfinance


1. Next Round’s On Me: How-to Achieve Financial Freedom in Your 20s

Written by a personal finance blogger, Martin Dasko, this relatable book entails all of his tips and tricks to become financially successful at a young age. He purchased a rental property as a teenager, started a business and traveled the world. Not bad, eh? Full of great hacks to help someone starting out and to adjust their perspective on money.


2. Money Magazine Subscription

Money Magazine is perfect for the beginning investor, whether they have a lot of money to start with or not. It provides in-depth coverage of stocks, mutual funds, the markets, the economy, and everything money related. The monthly subscription is pretty cheap, and includes a digital format as well.


3. Broke Millennial: Stop Scraping By and Get Your Financial Life Together

I’ve been on webinars with Erin Lowry and she’s amazing – down to earth, realistic and non-judgemental about money. Her book is well written and and well researched, and presented in such a way that you feel like she’s talking with you rather than at you. Her writing is funny and witty, and while not your typical personal finance advice, it’s very easy to relate to.


4. The Millenial Money Fix

I love this book because it’s not blaming or judgmental – it’s an honest look at the issues Millenials are facing, which vary greatly from any that previous generations have had to deal with. It discusses everything from budgets, job navigation, planning for marriage and kids, and retirement. With humor and honesty, this practical advice is great for any Millenial working on achieving their dreams.


5. The Money Summit
22+ hours of content that teaches everything from budgeting and couponing to investing, buying real estate and travel hacking – and every topic in between! With 26 different sessions and amazingly knowledgeable teachers, anyone can benefit from it. With lifetime access to the content, it’s perfect for college students and adults of any age, financial stage, or income bracket.


6. How to Graduate Debt Free: The Best Strategies to Pay for College #notgoingbroke

Kristina Ellis is an impressive, knowledgeable young woman that’s really worked hard to beat the odds. She received an unbelievable $500,000 in scholarships as an average student to graduate debt-free! In this book, she discusses creating your money mindset for college, developing a personalized plan, and how to overcome obstacles and get your degree debt-free. Even if your college student has already begun college, it’s never too late to work on a game plan to be debt-free at graduation.


7. Financial Planner Organizer Budget Book

This financial planner and organizer has a durable hard cover pockets to store paperwork and help you plan your day. With templates for meal planning, weekly planning, grocery shopping, monthly budgets and a cash envelope system, it covers everything! It’s an all-in-one planner to cover every aspect of budgeting, meal planning, and debt repayment.


8. The Total Money Makeover

I’d be remiss not to mention an old school favorite, right? The Total Money Makeover is a much loved guide to getting your finances on track. Dave Ramsey doesn’t sugar coat things, and is known for his sharp edge. However, maybe that’s why his devoted students are so successful. The book includes new expanded sidebars, all-new forms, and back-of-the-book resources to help make your money makeover a reality.


The 90 Day Budget Bootcamp workbook printed9. 90 Day Budget Bootcamp
This budget bootcamp is jam packed with weekly challenges and is great for resetting your budget. My husband and I started using it and in 8 months, paid off over $12,324 in debt! It also delves into how creating routine and order in your life can affect your finances. By being organized, you’re able to tackle finances that much easier. The perfect gift for anyone who’s never budgeted OR needs a budget reset!


10. Adulting is Hard – Swear Word Coloring Book

Just to round this list out, I’ve added something that I think we could all use from day to day – a little tongue in cheek humor. Being an adult is tough, and sometimes you just need to color in some swear words, amiright? 30 pages of beautiful designs laced with cuss words, and obviously not for children or the faint of heart.


Click here to find more unique gift guides!




Looking for the best graduation gift ideas? Start here with these great financially based graduation gifts for your favorite graduate! #graduation #graduationgift #personalfinanceThe 10 best finance gifts for college students

4 responses on “The 10 Best Graduation Gift Ideas Guide

  1. Mindy Iannelli

    I love this idea so much! It’s true that kids get so many, while thoughtful, gifts, they will benefit greatly from these gift suggestions in the future. Maybe I’d add a gift card for a couple of cups of coffee so they can go sit in a cafe and read the book! 🙂

    1. Tana Post author

      I’ve read several of her books but not that one. Thanks for sharing, she’s definitely a great resource for straight talk about finances at any age!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.