Monthly finance report

October 2017 Finance Report

This month our debt repayment slowed down a lot. I think we pushed it so much paying off the car that we were finding ourselves overstretched in some areas of the budget. We still made progress forward, which is what counts. Instead of putting things on the credit card, we cash flowed them instead which…

How to Reset Your Money Mindset & Change your Money Story for Good!

How to Reset Your Money Mindset & Change your Money Story for Good!

I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another birth, a new move. We…

Beginner Couponing Mistakes and How to Avoid Them

Beginner Couponing Mistakes and How to Avoid Them

We’ve all seen those crazy extreme couponing shows where a person has three shopping carts full of mouthwash, nail polish and cheese, right? And the whole lot cost them $2.58. While totally nuts, I still have to admit it’s an impressive feat of organization. Even though no one on earth could possibly need that much…

Monthly finance report

September 2017 Finance Report

We did it!! We paid off my $14093 car loan in 20 months! This even after a layoff and damage to our roof, thanks to our awesome budget! I should also point out our oldest daughter started kindergarten, so we were able to cut our daycare payment by a lot and put that towards the…

4 Rules to Follow When Talking the F Word (Finances) with Family & Friends

There’s a reason why finances are the top of the awkward discussions list. We’ve been taught that it’s tacky, rude and can even result in embarrassment in some form or another to discuss money. Families teach their children to never discuss finances with outsiders or sometimes even within the family boundaries. We all have differing…

4 Reasons Why You’re Failing at Becoming Debt Free – And how to fix it!

4 Reasons Why You’re Failing at Becoming Debt Free And How to Fix It!

Becoming debt free is no easy task to tackle. It took time to get into debt, which means it’ll take time to get back out. Frustrating, but true. If you’re like me, I wanted instant gratification and results NOW. I had trouble giving it time to work. Which meant, I found myself straying from the…

Monthly finance report

August 2017 Finance Report

This past month has been a total mixed bag of crazy. On the plus side, drum roll, please! We paid off our credit card in full! The second that first paycheck of my husband’s hit the checking account, I used the daycare reimbursement I had squirreled away to polish off that silly plastic card, and…

We paid off $12,324 of debt in 8 months with this one budgeting tool!

We Paid $12,324 of Debt in 8 Months with this Budget Workbook

My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…

How to make money fast: Finding the perfect side hustle

Let’s be honest – anyone looking to start a side hustle wants to learn how to make money fast, right? There are several items to take into consideration before just jumping into one though. Nothing is more discouraging than trying a new side hustle, struggling with it, and giving up. That’s a financial freedom killer…