Budgeting Tips

14 simple ways to save on monthly expenses

14 Simple Ways to Cut Monthly Expenses and Save Money Now

During the past two years of budgeting, we’ve found a lot of ways to trim down our monthly expenses list. There’s no lack of ways to save money on a tight budget. Finding smart money saving tips is the easy part. The hard part about budgeting is really about making ... Read More
35 Stupid-Simple Ways to Travel on a Budget

35 Stupid-Simple Ways to Travel on a Budget

It's estimated that 42 million Americans traveled last summer. At an average cost of $1200 per person, that's a whole lotta dough. Traveling with a family or even friends can add up quick, making a family vacation cost about as much as your health insurance deductible. Ouch. And that's just ... Read More
Cheap dinner ideas for when you're broke

Cheap Dinner Ideas for When You’re Broke

When it comes to budgeting, one of the easiest places to overspend is the food category. We're so busy running from work to picking up kids to extracurricular activities, it's almost impossible to find the will or energy to cook dinner every night. According to the U.S. Bureau of Labor Statistics, ... Read More
How to get out of debt

How to Get Out of Debt: We Paid Off $26,619 in 17 Months

Racking up debt can happen for a variety of reasons: overspending, medical issues, a car accident, a layoff. Often it can take just one or two unplanned instances to end up neck deep and struggling - especially if you're already living paycheck to paycheck. Millions of Americans are one paycheck ... Read More
The 18 best cash back apps that will save you thousands!

The 18 Best Cash Back Apps that will Save You Thousands

Everybody I know loves to bring home the spoils of a great sale, if only to brag about how much they saved on their score. And with the holidays quickly approaching, the sales are really ramping up. So now is the time to double down on those bragging rights and ... Read More
Super easy money saving challenge + free printable

Super Easy Money Saving Challenge With Free Printables

Beginning a money saving challenge is a great way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it's vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back ... Read More
Unique and cheap Christmas gifts everyone will love

Unique & Cheap Christmas Gifts Everyone Will Love

Giving cheap Christmas gifts doesn't mean buying ugly, junky presents. Unless you're into that sort of thing. via GIPHY It just takes a bit of creativity to find cheap Christmas gifts that fit into your budget and the gift receiver will love. With some budgeting and planning, you can easily ... Read More
10 simple rules for a no spend challenge

How to Quickly Save More Money: 10 Simple Rules for a No Spend Challenge

One question I get asked a lot as a personal finance fanatic (say that three times fast!) is what the rules of a no spend challenge are. While there are plenty of very specific no spend challenges you can take, it’s a very personal choice as to which one to ... Read More
The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Sinking Funds & Emergency Funds
(& Why You Need Both)

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about building a sinking fund or two. But what exactly is the difference between an emergency fund and a sinking fund? And ... Read More
How to get out of debt: the exact steps we took to pay off $26,619 in 17 months

How to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months

If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and ... Read More
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