Budgeting

Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

14 simple ways to save on monthly expenses

14 Simple Ways to Cut Monthly Expenses and Save Money Now

During the past two years of budgeting, we’ve found a lot of ways to trim down our monthly expenses list. There’s no lack of ways to save money on a tight budget. Finding smart money saving tips is the easy part. The hard part about budgeting is really about making the mental adjustment to changing…

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How to get out of debt: the exact steps we took to pay off $26,619 in 17 months

How to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months

If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and learn how to get out…

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11 simple ways to save money on a tight budget

11 Simple Ways To Save Money On A Tight Budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses. Our income barely covered our expenses, so we had to find the best way to save money on a tight budget. By saving money on expenses, we had more to put towards our debt.…

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Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Sinking Funds & Emergency Funds
(& Why You Need Both)

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about building a sinking fund or two. But what exactly is the difference between an emergency fund and a sinking fund? And why do you need more…

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