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How to Make Money as a Kid

Kids playing on smartphones

Learning how to make money as a kid is a right of passage that every adult has gone through. The siren call of video games, gas money, makeup, or candy is enough to make the most strong-willed kid pick up a side hustle to earn some cash.

No matter their age, there are plenty of ways for kids to make money. From helping relatives to electronics set up, there are plenty of jobs to fit every age group.

So how do you help your kids earn cash? Start by talking to them about their likes and dislikes, and what their expectations are for a job. Next, there are several guidelines to help find ways for your kids to earn money:

Suggest jobs based on their age. The younger the kid, the closer to your home you’ll most likely want them. Find jobs that they can do for your household or a close friend or family member. 

Suggest jobs based on their skill set, or what they enjoy doing. As we all know, it’s easier to do a job we like rather than one we despise, right? Play to their strengths and help them find something they enjoy doing.

Other factors to consider when figuring out how to make money as a kid are:

    1. Do they need transportation? If so, can they drive themselves, or will you need to provide it?
    2. Are there any legal guidelines that must be followed, due to age? (Hiring age, etc.)
    3. Will there be any start-up costs associated with the job? Start-up fees usually only apply to young entrepreneurs, but there is a chance they could need money for a uniform or tools to get started.

Now we have a starting point to figure out which types of jobs will work best for your kid. Next, we’ll dive into specific jobs based on age and location.

I’ve divided these job ideas into smaller subsections, including two age groups. While I don’t specify what the cutoff is age-wise between the two, feel free to use your judgment to decide if your children can handle the job or not based on their maturity level.  

Kids counting money

Jobs for Younger Kids

Most kids don’t get a part-time job until they’re 15 or 16, depending on where they live. However, there are plenty of options to make money as a kid if they’re creative.

Whether you’re looking for summer jobs for 11-12-year-olds, or have younger ones that want a weekly allowance, here are some great jobs for younger kids:

  1. Garage sale. My kids love to help whenever we have a garage sale. It’s exciting and so much fun for them. As long as you can keep them from dragging items back into the house, they’re great at helping with making sales.
  2. Lemonade stand. Our next-door neighbors did one this summer and did amazingly well. Find a busy (and shady) location, and offer cheap refills. 
  3. Bake sale. A bake sale can easily pair with the lemonade stand. Have the kids use their allowance to buy the supplies, so they understand what start-up costs are and how businesses work.
  4. Scoop poop. Anyone with a dog can tell you what a pain it is to have to scoop poop. Picking up the yard is an easy, once a week job that any kid can do for their neighbors.
  5. Video game rental/Blu-ray rental. We have a ton of games that are well-loved but aren’t ready to sell. An easy solution is to create a lending library of games and movies with a rental fee. It’s a great way to experience new games without having to buy them.
  6. Sell homegrown produce or flowers. If your kid loves to garden, this could be a great way to exercise their green thumb and get rid of the tons of zucchini that you just can’t get cooked fast enough.
  7. Sell eggs. Assuming you already have chickens or are interested in getting some, this could be a fun task for a young kid. The consistency of gathering, prepping, and selling them will teach them persistence and keeping up with an on-going job.
  8. Upgrade to the farmer’s market. If produce, flower, or egg sales go well, take it to the farmer’s market. While you’ll have to help them, they’ll also get more exposure and make more sales than word of mouth.
  9. Sell water, pop, or candy at local town events. This job involves checking to make sure you don’t need a permit, or you aren’t stepping on any toes. However, it’s a great learning opportunity for your kids to work on their social skills, dealing with money, and handling sales. 
  10. Sell glow sticks at a fireworks night. Glow sticks are a brilliant side hustle that could easily make a pretty penny. Grab glow sticks from the Dollar Store or in bulk from Amazon, and start the sales early in the evening. Any time we’re at a place that sells glow sticks, my kids go nuts begging for them. I can’t imagine these won’t sell out in a heartbeat!
  11. Sell cookies during the holidays. For kids who love to bake, this is an easy money maker. Sadly, we’re usually all so busy that things like making cookies can often fall to the bottom of the list during the holidays. Baking supplies are cheapest in November and December, making start-up costs more affordable as well. 
  12. Provide mail pick up. It’s not always easy to put in a request to stop mail delivery when going out of town, or worse when something unexpected happens. Kids can easily pick up the mail for neighbors while they’re away.
  13. Sell stuff to friends. Buy items in bulk and teach your kids about how the markup on products work. Some things to try might be candy, trinkets, jewelry, erasers, stickers, or whatever’s hot at the time. 
  14. Enter pageants. Pageants are going to have a more significant learning curve and will need more money upfront to get started. While this could be a time-consuming effort, it’s also a higher-earning job for kids than a lot of other options. Decide if the tradeoff is worth the effort before dipping your toe into these waters.
  15. Recycle cans. Many states offer a refund on cans and bottles, so it’s an easy way for kids to earn income. If your state doesn’t do bottle returns, you can still take your cans, bottles, and scrap metal and turn it in. The payout is per the pound, so while it might take a while to earn a lot, it is an easy way to make some money for younger kids. Plus, you’re teaching them about recycling, so it’s a win-win!

Jobs for Older Older Kids

It’s a bit easier to make money as an older kid. They’re more independent and can generally drive themselves, which drops a lot of parental involvement.

These are the best ways to make money as an older kid, even with school and extracurricular activities. 

  1. Try dog walking or pet sitting. Find neighbors who are out of town, too busy, or work a lot and offer to walk their dogs. Consider joining a service like Rover to build clientele and become a trusted resource. Rover also provides house sitting and drop-in visits, which will explain your kid’s services as well. 
  2. Mow lawns, do yard work, or landscape. Plenty of people are too busy, too tired, or aren’t able to handle doing their yard work themselves. Chances are, your family already has the equipment needed, so there will be little to no start-up costs to begin doing yard work.
  3. Wash cars or dogs. Again, adults are crazy busy, so washing, vacuuming, and detailing of their vehicles are always needed but rarely done. Same with dogs – it’s a dirty job, but someone needs to do it!
  4. Babysitting. Watching kids is one job that will always be around. If you want to be able to charge more, consider getting certified in CPR and safety through a local resource. You can also register with services like or Sittercity to get access to more jobs.
  5. Run errands. If your kid can drive, this is a godsend for folks who are older, have trouble with mobility, or are just too plain busy. Try grouping errands together for multiple people to achieve more during your trips.
  6. Tutor. If you excellence at a particular subject, there’s usually someone that needs help with conquering it. Tutors can easily get $20 an hour or more, depending upon the topic. Some ideas could include teaching music, reading, science, math, or foreign languages. VIPKid is a popular tutoring job, and worth checking out. 
  7. Housesitting or checking in on a home while on vacation. It’s nice to have someone stop by your house when you’re on vacation to grab the mail, water plants, or check on pets that need less attention. Check out services like TrustedHousesitters to get a background check and find clients outside of your circle of friends and family.
  8. Teach swimming. If you have experience as a lifeguard, are on a swim team, or have taken swimming lessons, you can teach young kids the basics. Post flyers at the local pool or YMCA and offer your services.
  9. Window washing. Window washing is a chore that often gets ignored. Even cleaning companies tend not to offer those services. With some of the new tools out there like this, you’ll have those windows sparkling in no time.
  10. House cleaning. If you’re organized and are good at paying attention to detail, then house cleaning can be a quick way to make extra cash. Cleaning can also be done with a friend to cover more area faster.
  11. Painting. Hire on with a painting crew to learn all the helpful tips and tricks, and then consider branching out on your own. You’ll earn more by working for yourself versus working for someone else. Look on NextDoor for work or your local Facebook groups.
  12. Power wash siding or sidewalks. Watch YouTube videos to learn tips and tricks to power washing, then find work through local online groups. Or, go door to door and see who’s interested in hiring you throughout your neighborhood.
  13. Clean gutters. Luckily, this is pretty easy, assuming you’re ok with climbing a ladder. Try using a shop vac to suck the leaves and blockage out rather than tossing them on the ground and having to clean them up a second time.
  14. Put up holiday decor. Some people with mobility issues (due to various reasons) want their decorations up but don’t (or can’t) do the work. Not only do they need help with outdoor lights and decorations, but even decorating the house and putting up the tree as well. Decorating would be a fun and rewarding job, helping to spread holiday cheer to those who need it!
  15. Christmas tree disposal. Not every garbage company will pick up trees, so over to haul them. Try to condense trips to save money and time.
  16. Haul away service. If you have access to a truck, a hauling service is useful for people doing DIY projects. Also, try trading in scrap metal. You’ll often find old dishwashers, tubs, etc. at the curb. Have a friend handy to drive around and help load these finds, and turn them in for scrap metal cash.
  17. Help set up electronics. I’ll be the first to say that there’s this weird invisible line you cross at a certain age when technology suddenly starts to make less sense. Not sure why this happens, but having a personal IT tech around would be very helpful!
  18. Digitize pictures and videos. Offer services to scan and store photos and videos. Not only will it help declutter, but it’ll help keep these priceless memories forever.
  19. Computer maintenance or repair. Again, electronics can be tricky. If you have a knack for understanding how electronics work, offer to do monthly updates or be an on-call repair person.
  20. Be a mother’s helper. Seriously, I wish I would have known these existed! A mother’s helper is someone who helps out when mom’s around but keeps the kids busy while she’s doing paperwork, making calls, or taking a shower without interruption. I would have paid a pretty penny for this, and probably still would!
  21. Offer organization services. Let’s face it – just about everyone’s garage or basement is a hot, hot mess. Offer to clean and organize it with storage bins and bike racks. It’ll be worth it if they can finally get their car back in the garage!
  22. Put together swing sets and other things for people who aren’t handy. If you’re handy and good at reading instructions, offer your services at putting together furniture, bookshelves, or outdoor toys. 
  23. Be a birthday party helper. At some point, parents start to drop their kids at parties rather than sit through it with them. That’s where you come in. Offer to help the parents with wrangling the herd of hungry kids with games, face painting, stories, or food. Whatever they need to help keep the masses under control!
  24. Be a spa specialist at birthday parties. Offer your services at braiding hair, painting nails, pedicures, or makeup. Make sure to have plenty of applicators to avoid double-dipping and keep your makeup stash clean!
  25. Party clean up. Offer a cleanup service for parties, especially at public places like parks, libraries, or play areas. It’s one less thing for parents to deal with on party day.
  26. Face painting. If you have an artistic flair, track down some face painting ideas on Pinterest or YouTube and grab a set like this one. Please, make sure to use paint that’s specifically for body and not anything else! Set up a work area at the park, during local events, or offer your services during birthday parties.
  27. Shovel sidewalks and driveways. Go door to door when it snows and offer to shovel. Better yet, rent a snowblower from someone you know and cover more ground faster. You’ll make back your rental fee and then some!
  28. Clean carpets and furniture. Rent a machine and offer to clean carpets or furniture, or often neglected car seats (but need it so much more!).
  29. Pet sit. Again, you can use word of mouth or a service like Rover to find clients. Offer to check-in multiple times at their house, or to bring their pet to your home. While this takes some more prep work, you can charge more by bringing them to your house since they’ll be less lonely and will have more interaction. 
  30. Pick up a paper route. Yes, paper routes still exist, and delivery folks are still needed. 
  31. Offer to do odd jobs for seniors. Seniors are generally independent but can still need help with various tasks. Offer to drive them to doctors’ appointments, fix stuff around the house, or help them with organizing and paying bills. 
  32. Farm chores. If you live in a farming community, there are most likely farms that need laborers to help with everything from crops to horses. Farm work is a great way to get in some serious physical activity while making some cash.
  33. Pick up odd jobs off of NextDoor. I see posts all the time by neighbors who need work done like painting, putting together swing sets, raking leaves, and hanging lights, just to name a few. Sign up for an account and jump on jobs when posted.

How to Make Money as a Kid at Home / Offline

Maybe working outside the home or online isn’t easy for your kid. No worries, there are tons of additional ways to make money from home that they can do in their spare time.

  1. Get paid for extra chores around the house. I always tell my kids to negotiate first. Otherwise, they’re just doing it to be kind and help out.
  2. Make items with your school name or mascot and sell them. Anything from t-shirts to hair bows to buttons and water bottles can be printed with the school’s logo and sold. These will be easy to sell just by wearing them to school as advertising!
  3. Make and sell pet treats and toys. Find recipes and ideas off of Pinterest, and sell these to neighbors and friends.
  4. Bow or earring holders. I’ve seen these at craft shows, flea markets, and even home remodeling expos, and people love them. Again, look to Pinterest for design ideas. 
  5. Make jewelry. Thanks to stores like Michaels and Hobby Lobby, there are a ton of options for beads, charms, chains, and trinkets to make unique jewelry.
  6. Consign clothes, purses, shoes, and bags. There are lots of great consignment shops now, including Plato’s Closet, Uptown Cheapskate, and Once Upon a Child, not to mention other local stores. (There are also online versions like Poshmark, ThredUp, Worthy, and Kidizen to consider as well.) It’s the perfect way to clear out your clutter for cash!
  7. Provide a gift-wrapping service. Charge per gift and provide a variety of wrapping paper. Have the gifts dropped off, then offer to deliver them to the buyer after wrapping. 
  8. Make scrunchies, headbands, and barrettes. Word on the street is that scrunchies are back in. My inner 9-year-old can’t believe it! They’re surprisingly easy to make and customizable by purchasing different fabrics to use.
  9. Tie-dye or batik. Just about anything can be tie-dyed or batiked, so let your imagination run wild!

How to Make Money as a Kid Online

Thanks to the internet, there are so many more options for kids to do work now. From survey sites to selling items online, there’s an option for just about every age and ability. Here are the best online jobs for kids:

  1. Create a blog. I’d be crazy not to mention this one, right? Luckily, blogs are straightforward to set up, and there are a ton of courses out there to help you do everything from finding your niche to marketing your blog and building traffic. It can be a great way to build income for college!
  2. Become a vlogger / create YouTube videos. It will take a bit to build a following, but once you get there, you’ll have the means for some comfortable passive income.
  3. Pick up jobs on Fivver. Fivver is an easy way to grab freelance work without having to do a lot of networking. It’s a platform where users can find freelancers to complete tasks, like creating a logo or doing a bit of coding. You can learn more about it here.
  4. Join survey sites. Surveys are an easy way to earn money while you’re waiting around or watching tv in the evening. I suggest trying out Swagbucks, Opinion Outpost, or MySoapBox.
  5. Design websites. If you have an affinity for design and coding, then it’s very worth your while to try your hand at websites. With CMS options like WordPress, it’s becoming easier and easier to build sites, so there’s less coding involved.
  6. Start a podcast. Love to talk or do interviews? Buy some basic equipment and editing software to start a Podcast.
  7. Sell photography. Stock photography sites are always looking for new photos to sell. Just upload your photos, and you’ll receive a payment each time someone buys your pictures. 
  8. Sell designs or fonts. If your keen on graphic design, sell your creations or try your hand at making a font. Creative Market is an example of an online marketplace where you can sell your designs, fonts, and photography. 
  9. Create and sell on Etsy. Esty is perfect for selling not only physical goods but digital downloads as well. While most people sell material craft creations, you can also sell things like printables and SVGs files for Cricut machines.
  10. Sell t-shirt designs. Sites like CafePress allow you to create the design and sell it. Once sold, they deal with creating the shirt and shipping it out. The only thing you have to provide is the design file.
  11. Sell used items. Thanks to the growth of sites like Decluttr, eBay, Craigslist, NextDoor, and Facebook Marketplace, there are tons of places to sell your used items. Learn more about how to sell on eBay with this step-by-step tutorial. Another great resource is the Fleamarket Flipper to learn how to look for things that are easy to flip for a profit. 
  12. Buy things in bulk (or for cheap) and resell them. Reselling bulk items is called retail arbitrage, and it’s big. It’s primarily done on Amazon and can turn into a thriving business with some research and hard work. 
  13. Provide tech support. For older folks (or, hey – me – because I’m on the cusp, apparently), just having someone who can explain issues with tech is a Godsend. There’s nothing more frustrating than just not understanding why something’s not working. It’s worse when forced to deal with a rude IT guy who doesn’t want even to be there. Here’s where you step in, save the day, and help a technically challenged person (me) out, all while making some extra cash. That’s a win-win, my friend.
  14. Test websites. I love, love It’s effortless to get set up and you’ll get paid $10 for every test you complete. The tasks are easy to complete, and I actually enjoy doing them. It’s helped me with speaking up during work meetings as well, since you have to talk about your thoughts and opinions while testing.
  15. Sell online for others. Again, for those technically challenged folks, they might want to sell things online, but don’t want to make the effort of learning Etsy, eBay, or Craigslist. Offer to list their items for them, and get paid 10% of the sale as a fee for dealing with the listings and buyer communications.
  16. Set up social media accounts and teach others how to use it. I think this doesn’t even need explained – some people just need help with Facebook. 😉
  17. Write reviews. Websites like will pay you to write reviews. Just be careful – it’s against terms of service with companies like Amazon to get paid for reviews there. To run afoul of them would not be in your best interest!
  18. Teach computer programs. Skype, Facetime, Photoshop, Excel – whatever you’re good at, offer to teach others. Provide one-on-one sessions to help answer questions and provide hands on training.

Now that you know how to make money as a kid, which ones are you going to try? While it might be hard to get a traditional job, there are plenty of ways to make money when you’re 10, 11, 12, or older!

Interested in more ways to earn money? Check out this ultimate list of legit side hustles to try!

The Ultimate List of Legit Side Hustles Idea for 2020

Colorful graphics for 2020

The easiest way to pay off debt is by finding the best legit side hustles that fit your schedule. There are a billion great side hustles out there, everything from proofreading to delivering pizzas. Some involve learning a new skillset, while many others have costly start-up fees to get going.

The key to finding legit side hustles that work are to focus on ones that fit into your life. If you have a 9 to 5, or do shift work, you’re most likely to find success with finding somewhat unusual ways to make money. Finding an MLM isn’t likely to work, seeing as how their success rates are stastically dismal at best.

Note: This article has been updated to reflect the best legit side hustles of 2020. If you have more ideas, post them in the comments below and I’ll update the article!

What are the most profitable side hustles (that aren’t MLMs)?

Colorful logo for 2020MLMs (multi-level marketing) are side hustle jobs that are dependent upon your commission from sales, but also on getting others to sign up underneath you, so you’re earning a bit of their profits as well. They usually involve some sort of in-home or online party where a friend hosts it to make money towards their purchases. It usually involves products from leggings to face creams to kitchen products to kids books to food. You know what I’m talking about, right? There’s one for just about any type of product you can imagine.

While I’m not personally against MLMs (as I’ve said before), they work for such a small percentage of people. Why? Because not everyone’s built to be a salesperson. If you don’t have the right skillset or personality (or an insanely HUGE friend/family group to sell to), it’s almost impossible to make back the start-up money that you invested. Not only have you lost our on your time and energy, but you’ve lost out on even more money than if you’d done nothing at all.

On top of that, we’ve recently run into a rash of bizarre and ridiculous news stories in which women (typically) are being pushed into buying more product to sell, even when sales are down. When they try to step away from the business, they end up stuck with a ton of merchandise they can’t offload and no way to recoup that cost.

While I believe that you have to invest money to make money, starting the best side hustle for you shouldn’t cost an arm and a leg. It also shouldn’t be a steep learning curve to getting yourself up to snuff in order to make money. When choosing the best side hustle to make money, you need to think about your return on investment. If you’re looking for a part time businesses to supplement your income, and just need to make quick money, remember to keep things simple. There are plenty of ways to make money with little to no money to get started.

I’ve gathered a list of easy and best paying side jobs that aren’t MLMs to get you started quickly on your path to debt repayment or making $1000 fast for your emergency fund!

Can't find a great side hustle that's legit? Use these side hustle ideas to find one that fits your schedule and pays you well! #sidehustle #sidegig #financialfreedom #debt #debtrepayment

Work from Home and Online Side Hustles

I love finding online jobs for extra income – they tend to be the best side hustles and can be done while watching TV in the evenings. There are a ton of side jobs you can do from home out there, but unfortunately a lot of them can be scams. Be careful with anything that sounds too good to be true!

  • Create printables on Etsy/Crafty (if you already have the software and skills)
  • Get paid to test websites at (this is my go-to side hustle when I need easy ways to make money!)
  • Teach English through a company like VIPKid, which pays $14 – $22 an hour and lets you set your own schedule. Other companies to consider include Education First and QKids.
  • Do affiliate marketing. You don’t need a website, you can do this through Pinterest or landing pages at ConvertKit
  • Edit videos with software
  • Digital bills/paperwork organization
  • Offer budgeting services and help others organize their bills and get started on their debt snowball
  • Plan vacations/seek out vacation deals for others
  • Find deals for others on particular items, get paid a percentage of the savings
  • Write blog posts for other bloggers
  • Proofreading / editing
  • Pick up spare freelance jobs on Fiverr
  • Do surveys on Swagbucks, Opinion Outpost, MySoapBox, or other paid survey sites
  • Participate in in-home testing of products through companies like Swagbucks
  • Become a VA (Virtual Assistant)
  • Become a Social Media Manager
  • Be a coach or consultant in something you’re passionate about
  • Publish an ebook
  • Sell your photos on stock photography sites
  • Trade in old gift cards
  • Become a voiceover actor
  • Become a video game / app tester
  • Get paid to do research
  • Review and edit resumes, cover letters, and LinkedIn profiles
  • Provide translation services
  • Become a personal assistant
  • Data entry services
  • Become a customer service rep (there are many opportunities to be your own boss and work from home here!)
  • Sell items you no longer want online through Facebook Marketplace, eBay, LetGo, or Craiglist
  • Help family members or friends sell their household items online and earn a percentage of the sale
  • Start a blog
  • Create and sell crafts online through Etsy
  • Offer personal styling coaching
  • Become a brand ambassador for your favorite products
  • Create fonts and graphics to sell on design sites like Creative Market
  • Gather and sell used electronics to Decluttr

Get Paid to Drive

Driving or delivery side hustles are a great way to get out of the house and make some money. It’s not all about delivering pizzas, as Dave Ramsey would suggest.

Thanks to technology, there are so many more options to get paid to drive now. 10 years ago, your options were to deliver pizzas or find seasonal work with the post office, UPS or FedEx.

Now, there are many possibilities to make money driving. You might be able to use your own car, or even bike or scooter depending on your location. Here are just a few popular options:

    • Deliver meals with DoorDash. DoorDash is a food delivery service that has partnered with local restaurants in over 300 cities across the U.S. Be your own boss, work on your own schedule, and make great money doing it! Learn More about DoorDash
    • Drive for Lyft. Lyft provides a great opportunity to earn some extra money. With increased prime time pricing and the ability to keep your tips, means you’ll make more in less time. Learn More about Lyft
    • Make deliveries with Postmates Not only is it quick and easy to get signed up, but you get 100% of your commissions for each delivery. Work when you want without fees! Learn More about Postmates

    Physical and Outdoor Side Hustle Ideas

    A lot of these easy hustles for cash are things that some people can’t do anymore themselves. Look for opportunities in your neighborhood, church or with family friends. They’re great, creative ideas to make money outside of your normal work hours as well:

    • Dog/house sitter. Join TrustedHousesitters to get a background check and exposure to more clients.
    • Dog walker. Get even more work by signing up with Rover, where you’ll have access to even more clients.
    • Start a paper route
    • Shovel snow
    • Delivery work
    • Wash cars or windows
    • Offer power washing services
    • Sell vegetables, flowers, or bulbs from your garden
    • Do laundry for those without access to washers/dryers
    • Flip furniture
    • Run errands for others
    • Clean carpets
    • Read to people who are physically unable to
    • Haul things for others
    • Pick up/trade in scrap metal
    • Help people move
    • Meal planning for busy parents and families
    • Offer latch key hours for kids in the neighborhood until their parents get home
    • Bartend / Waiter / Waitress
    • Seasonal work with USPS, FedEx or UPS
    • Provide elder care so that family members can run errands or get a break
    • Set up and take down outdoor holiday decorations
    • Batch cook food and sell the meals
    • Sell holiday baked goods at church, work or elsewhere
    • Groom pets, clip nails (assuming you already have experience)
    • Provide chauffer services to those that can’t drive
    • Offer grocery buying services
    • Offer gift wrapping services
    • Help with seasonal work around the house (changing furnance filters, winterizing, covering A/C, etc.)
    • Babysit, and join a site like to expand your clientele and earn more!

    Turn Your Current Job into an Easy Side Hustle

    Don’t forget to look to your current job for additional easy ideas to make money. It can be easier to land one of these because you’ve already established yourself as a reliable worker and you’re already on the payroll:

    • Ask for a raise
    • Ask for additional duties at your main job for additional compensation
    • Pick up a better paying shift and/or holiday hours
    • Pick up extra shifts/hours
    • Figure out how to do your current job in a freelance capacity
    • Look around for your position at another company – get paid more for the same work!
    • See where you can earn referral fees for networking you already do
    • Teach classes about your skillset online or in person
    • Create a course online that focuses on the skills used in your current job
    • Set up a coffee cart or snack bar at work to sell goodies
    • Sell your craft items at work
    • Pick up an after hours job cleaning at your workplace

    Remember, you already have the skillset, so your learning curve would be minimal as well as your financial investment. Going with a job that you already currently do – but in a different capacity – is one of the best side jobs for extra money out there.

    Start a Small, Part-Time Business to Earn Extra Income from Home

    If you’re looking for a bit more than side gig ideas, consider creating your own business. It doesn’t have to be formal and difficult, just find ways to make money on the side that involve having a clientele base you want to grow:

    • Small engine repair (if you already have the know-how and tools)
    • Landscaping / mow lawns
    • Gutter cleaning
    • Handyman
    • Starting a cleaning service
    • Repair computers
    • Hauling services to the dump
    • Digitize and organize documents for people and businesses
    • Teach music, art or computer lessons
    • Teach others the ins and outs of your favorite hobbies
    • Do nails (assuming you’re already a licensed technican)
    • Cut hair (assuming you’re already a licensed technican)
    • Clean pools
    • Start a painting service
    • Start an organization service to help people with clutter and cleaning out their homes
    • Become an event planner
    • Rent a room to do massage therapy (assuming you are a licensed massage therapist already)
    • Babysit or start an in-home daycare
    • Become a sleep training guru for toddlers (I would have handed over my retirement funds for this one, seriously!)
    • Create and sell crafts at craft shows or through a friend’s storefront. Anything you can possibly make can be sold, including:
      • Soaps, lotions, scrubs, and candles
      • Knitted, crocheted and sewn items
      • Painted signs, furniture, and picture frames
      • T-shirts, signs, or mugs with Cricut vinyl sayings ironed on
      • Embroidery or needlework, or printed and framed graphics
      • Birdhouses, work carvings
      • Scrapbooks, handmade cards, bullet journals or planners
      • Drawings, paintings, or graphics files
      • Hair bows, headbands, tutus, or toys for kids
      • Wreaths, swags, floral arrangements, and table arrangements
      • Home decor or holiday decor
    • Offer professional photography services at family/friend events
    • DJ for parties and weddings (without all the crazy equipment)
    • Become a wedding organizer that helps the couple arrange details, complete tasks, and ensures the day runs smoothly
    • Help with organizing tax paperwork or help file taxes (if you know how)
    • Tailor / seamstress services
    • Bake and sell treats and cakes for parties and special occasions
    • Buy flowers wholesale, then create and sell flower arrangements
    • Tutor kids with reading, math or other classes
    • Provide coaching for job interviews

    Turn Legit Side Hustles into Passive Income

    One of the absolute best ways to make money is through passive income, hands down. Passive income is money that you make while sleeping. Ok, not really – but I got your attention, right? 😉

    Active income is money that you earn by doing an active job, such as your 9 – 5 office job. Passive income is income that’s created by investing either time or money into an income stream, and then reaping the benefits further down the line, once all of your work is done.

    There are a ton of great passive income ideas to explore – but here are a few just to get you started:

    • Rent out a room
    • Use your home for AirBnB
    • Rent out your car
    • Rent out your possesions, such as tools, movies or books
    • Wrap your car in advertising
    • Start a blog
    • Design and sell t-shirts, mugs and signs through Amazon or CafePress
    • Dropship on Amazon
    • Create a YouTube channel and earn money off of the ads
    • Write an ebook
    • Sell stock photos
    • Earn referral fees for products you use, such as Ibotta or Ebates.

    If you’re interested in learning more about other passive income ideas, check out The Best Passive Income Ideas to Boost Your Income.

    How Do You Figure Out the Best Side Hustle?

    The best advice I can give is to find side hustles that match your skillset. By picking jobs that you already know how to do, you’ll feel more confident when applying for them, and will be able to have a larger return on your investment by shortening your start-up costs and time.

    Making money on the side doesn’t have to be hard or time consuming. It’s about finding different hustles that fit your needs. When you figure out what you need, and take a look, you’ll find tons of great ways to make extra money.

    Speeding up the debt repayment process doesn’t have to be difficult, costly or overly time consuming. What it really takes is figuring out your “why” and putting yourself out there. If you’re willing to work harder and smarter, you’ll find yourself debt free in no time!

    Have you figured out the best side hustle for you that fits with your schedule and family? Or do you have more to add? Post them in the comments, I’d love to hear them!

    Hands holding money

    It can be tricky to find the best side hustles that don't have huge startup fees. Here's the complete list of the best side hustles that aren't MLMs #sidehustle #debt #financialfreedom The ultimate list of best side hustles that arent MLMs #debt #sidehustle #debtpayoffCan't find a great side hustle that's low stress? Use these side hustle ideas to find one that fits your schedule and pays you well! #sidehustle #sidegig #financialfreedom #debt #debtrepayment

    Is IBotta Legit? A Thorough Review + $10 Bonus Code

    Woman's hand on shopping cart with text

    Ever try a new cashback app only to find out you have to bend over backward while juggling plates and singing the Star Spangled Banner to average making about…4 cents?

    Yeah, no thanks.

    So when I mention Ibotta to my friends, most ask – is Ibotta legit? Or am I gonna have to start stretching and get out the plates?

    I’ve been using Ibotta for over four years, but only got serious about using it recently. During that time, I’ve earned over $440! Even with earning over $400, is Ibotta legit? Let’s walk through how it works, the types of offers available, and the different ways to redeem these offers.

    Hand on grocery cart

    What is Ibotta and How Does Work?

    Ibotta originally started as an app for your smartphone. The primary way to get money from Ibotta while using the app is to:

    1. Review the offers available for the store you are shopping at
    2. Make your purchases
    3. Scan your receipt and barcodes on the products
    4. Submit and earn cashback

    It’s that easy! 

    Even better, Ibotta has expanded to include saving your loyalty cards to the app (think CVS ExtraCare or Kroger Plus Card). When you use that loyalty card at the register, Ibotta picks up on it, and there are no receipts involved.

    Ibotta can also be used for mobile purchases. By clicking through a link in the app to do your online shopping, the purchase is recorded automatically. Again, no need for receipts!

    New in 2019, Ibotta also offers a brand new browser plugin so that saving while shopping online is a no-brainer.

    With so many ways to save, what’s not to love?

    Does Ibotta really give you money? 

    Yes, Ibotta does really give you money! Each offer varies from 25 cents to upwards of $10. Some of the online offers are a precentage of your total purchase, such as 2%. 

    If you want to know if Ibotta’s legit, I’ve earned over $440 and have cashed my account out several times through Paypal. It’s an easy way to make some extra cash for Christmas, birthday presents, or vacations. 

    Here’s a screenshot of my earnings from Ibotta, the majority of which have been in the past year and a half:

    Screenshot of earnings from Ibotta app

    How does Ibotta pay me my money? 

    When researching if an app is legit (specifically, if Ibotta is legit), it’s important to see what the payout threshold is, and how the app pays you.

    Ibotta pays out several ways once you hit the $20 threshold:

    1. Through your linked PayPal account
    2. Through your linked Venmo account
    3. Purchase a gift card through the app (some have a $25 minimum)

    There are currently over 65 gift card options to use when cashing out – including Target, Chiptole, Whole Foods, Bath and Body Works, and everything in between. 

    What’s the catch with Ibotta? How does Ibotta make money?

    Since you’re wondering is Ibotta legit, chances are you’re expecting a catch. But there really is no catch with Ibotta. Ibotta makes money through affiliate partnerships. By driving users to these offers, they earn money. They also get paid for playing short video clips and polls when you unlock an offer.

    It only takes seconds to do and is probably the only downside to Ibotta. The good news is, both are legal, and neither cost you anything. 

    All the Different Ways to Use Ibotta: App vs. Mobile vs. Browser

    To get started, sign up for Ibotta here. By using this link, you can get a $10 bonus. Easy money!

    Next, you’ll want to install the app. Even if you end up purchasing through the other methods, having the app is great because it’s easier to check your bonuses, earnings, and submit customer service requests.

    How Ibotta works In-Store with the app

    In the app, you’ll start by looking at the store you’ll be shopping at. One thing to note is that not all offers are available at all stores. They vary by store, so you’ll want to make sure that the items you wish to buy are available where you shop.

    There are about 300 stores that are currently available to shop at, so you have a wide variety of places to shop at.

    I like to unlock my offers before I shop. That way, I know what I need to do to get that rebate. 

    For example, there might be a restriction where you have to purchase two of an item to get the cashback. Or, it might only apply to items that are 11oz or larger in that brand. It can vary, so it’s essential to pay attention to the details on each offer.

    You may have to watch a video or take a short poll, but it’s seconds to do and super easy.

    Now that you have your cash back rebates picked at the store of your choice, do your shopping as usual.

    After you’ve done your shopping, now it’s time to scan your receipt. (Which really means you’ll just take pictures of your receipt.) Often, it takes more than a couple to get the entire receipt. There are guides to show you how to line it up and to add multiple images.

    Now that you’ve submitted your receipt, you’ll be asked to scan the barcodes on the products you’ve purchased and are filing for cashback.

    Pro Tip: Scan your receipt and purchases as soon as you get home. Don’t wait! Otherwise, the chances of the packaging being damaged or thrown out are high. Without that barcode, it’s difficult (not impossible) to claim that offer.

    And that’s it! Don’t forget to check out the bonuses to see if those apply as well.

    How Ibotta works In-Store with Loyalty Cards

    By linking your loyal cards to your app, you can really shorten the submittal process.

    Start by adding all of your loyalty cards to the app. You’ll find the retailer and add your loyalty card number, store account number, or phone number, depending upon the retailer.

    Next, you’ll unlock the offers you want to purchase and do your usual shopping.

    When you check out, make sure to use your loyalty card (or provide your phone number, in some cases). This notifies Ibotta that you’ve made the purchase.

    The best part about this is there’s no need to scan a receipt or barcodes! By linking your rewards card, Ibotta sees what you’ve purchased and can verify it without the extra work. 

    How Ibotta works with Mobile Purchases

    It just keeps getting easier to make purchases with Ibotta! In 2018 or so (maybe earlier? I can’t quite remember…), they added the ability to shop online with your phone.

    Awesome, right?

    Just find the online retailer you want to buy from, and look through the offers available. Some offer a flat percentage back on all purchases. Others offer cashback on specific items. It varies, so you’ll have to take the time to look through and decide which are worth your time.

    For example, they currently offer a 1% cashback with an online purchase at Lowes. 

    But online at The Home Depot, they are currently offering 1.5% cashback on furniture and home decor.

    Again, make sure to check the offers thoroughly before you make your purchase. 

    Once you’ve decided on a retailer and offer, just click through the link that Ibotta offers and your shopping trip is recorded. Make your purchase, and your job is done. No submitting receipts!

    Please note that the processing time can be longer on these types of cashback offers. Often they wait for the order to process, ship and make sure it isn’t returned before the money shows up in your account.

    How Ibotta works with the Browser Plugin

    New in 2019, Ibotta has released a browser plugin for Chrome. This makes it easy to see when an offer is available and that you’ll never forget to get cashback on any purchase!

    This works a little bit differently than the app. You’ll install the browser plugin for Chrome and sign in to your account.

    To use this, you’ll need to link a debit or credit card to your Ibotta account (I recommend credit for better security). 

    When you load a retailer’s website, a small pop-up appears in the corner of the page. It has exact instructions on how to get cashback.

    You’ll add items to your cart, and when you’re ready to check out, you’ll pay with the plugin rather than putting in your credit card information. This ensures that you get credit for your purchase and receive your cashback offer.

    I’ve often used Rakuten for this (formerly Ebates), but I’m excited to try out the Ibotta browser plugin now!

    Stores that Ibotta Works At

    There are over 300 stores that Ibotta works at. When you create your account, you’ll be asked to add any stores that you’re interested in seeing offers for.

    You can always edit or add to this list. Also, Ibotta will show you these stores (and more!) whenever you open the app. This way you can browse offers for places you love, as well as others that are similar.

    Stores are also organized by category, so if you know you need to make a travel purchase, you can compare the offers and figure out which is best.

    The current categories available include:

    • Grocery
    • Online Shopping
    • Beer, Wine, and Spirits
    • Pharmacy
    • Clothing
    • Beauty and Wellness
    • Specialty
    • Restaurants and Bars
    • Convenience Stores
    • Crafts and Gifts
    • Travel
    • Home and Electronics

    As of September 2019, there are over 300 retail chains, restaurants, movie theaters, convenience stores, home improvement centers, pet stores, and pharmacies nationwide. The app caters to your location and shows you offers and stores available in your area, rather than a bunch of suggestions for stores you’ll never visit.

    Tips and tricks to using Ibotta

    After using Ibotta for a while, it’s easy to pick up tips and tricks to maximize your savings. These are the hacks I’ve found to be the easiest and quickest to use:

    1. Take advantage of the “Any Brand” offers. These offers are easy savings since it’s for things like eggs, milk, cereal, or other staples just about everyone buys. There are usually no restrictions on these, just as long as they fall into that category, they qualify!
    2. Make sure the offer isn’t going to expire. The thing I love about Ibotta is that it has a visual reminder to let you know that the offer is going to expire soon. With other apps, I’ve struggled with making the purchase only to find out it’s expired by the time I try to submit it. Which leads to the next tip…
    3. Submit your receipt as soon as you get home from the store. Just make it a habit. Otherwise, a week will slip by, and either the offers will expire, or Ibotta will no longer accept your receipt. Just do it as soon as possible and get it off your plate!
    4. Check the offer details. I’ve been snagged on this a couple of items. I didn’t check the offer details, and found out I needed to purchase three, but only got two. Or, I got the wrong size that wasn’t covered by the offer.
    5. Scan as you shop. I love this! If I’m not sure if an offer covers a specific variation of an offer, you’ll select the offer, and then scan the barcode to see if it will accept it. No getting home and finding out you grabbed the wrong thing!
    6. Check out the bonuses. Make sure to check out the bonuses. They vary greatly and can be a great way to boost your savings. Some types of offers include:
      • A bonus for purchasing a certain number of items from a brand
      • A bonus for buying a combination of multiple brands
      • Bonuses for cashing in on a certain amount of offers (for example, $3 bonus for claiming 10 offers in a time period)
      • Weekend bonuses
      • Monthly bonuses for your team
      • Holiday/seasonal bonuses
      • Referral bonuses 
    7. Don’t buy what you don’t need. It’s easy to fall into the cashback trap of trying to snag every offer you can find. Don’t do it. Only get what you’d typically buy. Otherwise, you’ll end up with a ton of stuff you don’t need.
    8. Build your team for bonuses. You can connect your Ibotta account with Facebook or Google. When you do this, your friends that are using Ibotta will be on your team, and you’ll reach monthly bonuses faster.
    9. Use your referral code to earn extra cash. Once you’ve tried Ibotta, send your referral code to friends and family. Both you and they will get a bonus (usually $10 each!) when they sign up and claim their first offer.
    10. Stack Ibotta savings with sales, other apps, and coupons. This takes a little planning, but in doing so, I’ve been able to get items for free. You can learn more about stacking apps and coupons in this article. Just make sure you don’t do anything questionable and end up getting banned from Ibotta!

    New Ibotta Functionality in 2019

    Recently, Ibotta has done a big round of updates to its functionality and added new ways to save, which puts the “Is Ibotta legit?” question to rest, once and for all. While I’ve covered them a bit already, here’s a quick rundown of what’s new in 2019:

    • Ibotta browser extension. This browser extension for Chrome allows you to shop online without missing a discount. A small pop-up shows you exactly how to save and what offers are available at that retailer.
    • Pay with Ibotta. When you add a debit or credit card to Ibotta, you can use Ibotta to pay at your favorite retailers. It simplifies the purchase process by combining the offer and payment method, making it easier to spend and save.
    • Walmart Grocery Pick up (HOOORAY!). If you haven’t tried Walmart grocery pick up yet, what are you waiting for? It’s so easy, and I love that I can shop online while getting the kids to bed, and pick up the groceries in the morning. No more fighting two kids over an hour to get groceries. Even better? Now you can get money back through Ibotta for using the grocery pick up. Win-win!
    • Register loyalty cards. Now you can register your loyalty cards with Ibotta so that you can redeem offers without having to scan receipts. It makes it even easier to grab those offers!

    Final Verdict: Is Ibotta Legit?

    So, is Ibotta legit? Yes! The pros majorly outweigh the cons. Now you don’t need a smartphone to use it, which is excellent. I love that it offers so many ways to save. Add sales and coupon stacking, and it’s a great way to shave even more money off of your grocery budget.

    There are only a few cons to using Ibotta. There are restrictions and expiration dates on offers. I’ve run into issues where my receipt wouldn’t scan correctly, but their customer service is exceptional and quick to help solve the problem. Overall, I have very few complaints about Ibotta, and none of those keep me from questioning is Ibotta legit.

    Pro Tip: Don’t forget to use this link to sign up and your $10 bonus!

    Is Ibotta Legit? Pros & Cons of the App

    • Can earn cash back through the app, mobile, or on desktop
    • Plenty of offers that you’ll actually use, at stores you like
    • Pays out through gift cards, Paypal, or Venmo
    • Get a $10 bonus just for signing up

    • Must be careful to review offer details
    • Offers do expire
    • Must submit receipt within a week or so

    Similar Apps like Ibotta

    Now that we’ve answered is Ibotta legit…are you interested in learning more about similar cashback and rebate apps? Here are the ones I’ve tried and recommend:

    Learn more about my favorite cash back apps here.

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    How to Make Money on eBay: The Ultimate Guide

    How to make money on eBay: A step-by-step guide

    Learning how to make money on eBay was a personal goal that I decided to try at the beginning of the year. With so much stuff lying around that needed to get Marie Kondo’d, I decided to give eBay a shot.

    And thankfully, it did not disappoint! I am still looking for stuff around the house to get listed and am challenging myself to double my sales in the next month.

    I love a good side hustle, and even better, one that doesn’t involve a huge hurdle to get started. It’s easy to learn how to make money on eBay. There’s a low start-up cost, small learning curve, and it’s only as time-consuming as you want it to be. That’s what makes it a fun side hustle for just about anyone!

    Everyone knows that you can buy anything off of eBay, but most people don’t know how to make money on eBay. This ultimate step-by-step guide covers all the ins and out of selling on eBay. Learn how to find items to sell as well as how to price, list, and ship them to make some easy money!

    Types of Sellers on eBay

    While anyone can learn how to sell stuff on eBay, people tend to fall into a couple of different categories with their sales.

    First, there’s the person who is decluttering and wants to get stuff out of their house. They tend to list small, one-off items like clothes, home decor, and electronics to get rid of them. It’s a great way to make a little extra cash to help pump up debt repayment or save up for a vacation.

    Next, there are the side hustlers who make selling on eBay a part-time gig. These folks are proactively out looking for items to sell at garage sales, Goodwill, or combing their family’s attics for goodies. Chances are if you start as a declutter, you’ll move up to a side hustler. Selling on eBay is addictive!

    Last, there are the big dogs – these are the dropshippers and people who open an eBay store. They purchase things in bulk on clearance or wholesale. Or they sell items that require freight shipping (like flipped furniture). Dropshipping takes a lot of study and work, but they’ve mastered how to make money dropshipping on eBay and have the sales to prove it!

    You don’t have to decide right away, which you want to do, but be aware of the levels of commitment. Maybe you already know that you’re beyond decluttering and wish to take it more seriously. Or, perhaps the idea of dropshipping is too much fo a commitment.

    Whatever you decide, let’s get started on the tactics it takes to be a successful seller on eBay.

    What to Sell on eBay

    Everyone immediately wants to know what the best selling items on eBay (not that I blame them!). We all want the quickest and biggest bang for our buck.

    If you’re looking to make quick sales on eBay, these are some highly recommended categories of items to start with:

    • Clothes (like jeans) / Designer clothes
    • Home decor
    • Collectibles
    • Electronics (watches, smartphones, video games)
    • Handbags
    • Baby items
    • Fitness equipment
    • Shoes (who knew?)

    These are all items you can find around the house, at the thrift store, or a garage sale. Easy to find, easy to sell!

    A screenshot of the advanced search properties on eBayAlso, don’t forget to ask yourself if there’s a market for this item. If you’re not sure, do some research on eBay. Besides just searching the active listings, you can also do some more digging to see if anyone’s buying these items.

    In the advanced search features, you can check the “Sold Listings” to see how many sales there have been for that type of product recently.

    You can also try checking the “Completed Listings” option. In the results, if the listing price is green, it’s sold. If it’s not, then that’s an item that didn’t sell.

    This research can give you an idea if the eBay market is saturated, or if that type of item is selling quickly and at a decent price. It can also be helpful when actively looking for things to sell at garage sales or thrift stores.

    Where to Find Items to Sell

    • Garage sales
    • Thrift stores
    • Clearance at stores
    • Your basement, attic, closets, etc.
    • Freebie sections on Craigslist
    • Local Facebook groups
    • Nextdoor website
    • Letgo app
    • OfferUp app
    • VarageSale app
    • Shop at the curb/dumpster dive (if you’re brave enough!)
    • Make items to sell (if you’re crafty)
    • Wholesale companies (this applies specifically to dropshippers)

    How to Price Items to Sell on eBay

    Now that we know what to sell and where to find it let’s get into how to make money on eBay.

    Next, you’ll want to do some research on how to price these items to sell. You want the pricing to be competitive, but you don’t want to get stiffed after fees and shipping. It’s a bit tricky, but with some practice, pricing gets easier.

    There are a couple of different recommended places to do some pricing research.

    1. Google Shopping is a great way to quickly price items between multiple vendors to see what the average cost is. Usually, this is pricing for brand new items, so make sure to adjust if the item is used or has wear and tear.
    2. Use eBay Advanced Search to see what prices others have sold the same (or similar) things. Used those advanced search features to how others have priced their items.

    Costs and fees for selling on eBay

    eBay promotions
    Don’t forget to check the promotions that are running on eBay. This can help you save on fees!

    When pricing items to sell, don’t forget the additional fees tacked on by eBay. These include:

    1. Insertion or listing fee: This fee is charged just for creating a listing. Depending upon how much the opening bid or reserve price is, these are anywhere from free to $2.00. eBay then tacks on additional costs if you opt into subtitles, bolding, extra photos (more than 6), multiple categories, and so on.
    2. A final value fee: Once your item sells, a fee is charged, which is a percentage of the final sale. It’s anywhere from 8% to 15% and is tiered depending upon how much the buyer paid. Also, each category has a different percentage as well. Rates also vary based on if the item sold as an auction item versus a fixed-price item.
    3. Shipping: You can choose to pay for the shipping yourself, or pass the cost on to the buyer. If you decide to foot the shipping bill, don’t forget to factor that into your price.

    For more specifics on the percentages of the fees, you can review them here.

    Once you have a price figured out, it’s time to learn the ins and outs of listing them.

    Tips to make your eBay listings stand out

    There are millions of active listings eBay right now with sales happening every second, which means that you have to figure out how to get consumers to buy your shoes versus someone else’s.

    There are several key pieces to your listing that will help you stand out and make the sale:

    1. Take amazing photos. For the love of Pete, take good pictures. Make or buy a lightbox if you need to. Make sure the lighting is excellent, the item is staged, and everything looks fantastic. No one is going to click on something they can barely see, much less tell how worn it is.
    2. Make your listing title is descriptive. If your product is a brand name, put it in the title. Make the title descriptive and use the allotted title length to create a descriptive title. Point out anything that makes the product unique. Do a Google shopping search and read the descriptions of the product. Use those details to paint a thorough and enticing story.
    3. Offer free shipping. Be honest – are you more likely to buy something that’s $9.99 + $3 shipping, or $12.99 with free shipping? I’m a sucker for free shipping and will deter from buying something if I know I have to pay for shipping. Just make sure to factor in that cost as well.
    4. Make sure you have an excellent seller rating. Ask for positive feedback from your buyers. People are more likely to purchase from someone with a higher grade than someone with a poor rating, especially if they’re teeter-tottering between two similar items.
    5. Try grouping items. If you’re selling kids clothes, for example, group certain brands together to sell them as a group. You’re more likely to make a sale than if you were to sell them by the piece.
      Now that you have items to sell, have the listing built, you’re ready to post it. There are a couple of different options as to how you want to sell.

    How to Make Money on eBay with your First Sale

    If you know the value of your item, and it’s not a collectible or unique, it’s recommended to go with a fixed-price sale, often called the Buy It Now option. It’s more likely to sell, and it saves you the hassle of waiting through an auction. You’re more likely to know what you’ll get for the item and won’t be disappointed.

    If you have an item that’s a collectible, is rare or unique, it’s recommended to sell it as an auction instead. Chances are you’ll get more for it since no one knows what it’s worth, and there can be competing bidders to drive up the cost.

    Make sure to start the bid low to drum up some responses. Don’t worry. You can set a hidden minimum reserve price so that if the price doesn’t go above that amount by auction’s end, you don’t have to sell it.

    Next, you will choose how long to list the item. Again, there are two trains of thought on listing time.

    You can either create a sense of urgency by only listing the item for 3 – 5 days. I know I get panicky when I see a sale’s going to be over soon and I’m afraid of missing out. This tactic counts on the fact that a lot of people often feel that way.

    The other option is to list the product for ten days, which is the maximum time available. If you do this, it’s recommended to list the item on a Thursday or Friday. That way, the product will be available throughout two weekends, when eBay shoppers are more active. Sunday nights are often the highest traffic time and can lead to a lot more eyeballs on your items.

    Once you decide how long to run the listing, now it’s time to sit back and rack in cash!

    How to Handle Product Shipping

    Now that your product has sold on eBay, it’s essential to ship it correctly.

    For shipping, you can find free shipping supplies on sites like Craigslist. Or, you can get the 13 oz first class padded envelopes for free from the post office. The only catch is that you have to order them a couple of weeks before needing them since they can take a bit to show up (yes, I do see the irony there…!).

    When you process an order on eBay, it allows you to purchase shipping online. Do it! You’ll save about 20% on the shipping costs by buying it online and printing your labels.

    You don’t need any special label paper, print it on regular paper and tape that to the box or envelope. You can even schedule a pick up by the USPS if you want to streamline the process even more.

    Take the time to review the different shipping methods and pricing so that you aren’t surprised. Luckily, it has a pretty nifty interactive shipping page where you can play with the settings before purchasing to make sure you get what you want.

    Don’t forget to get proof of postage. It’s essential so that if there are any issues with the buyer not receiving the package, you have documentation that shows you mailed it. Then, pack it up and ship it out!

    Customer Service Tips for eBay

    Now that you know how to make money on eBay, make sure to offer excellent customer service so that buyers will come back.

    • Be prompt. Whether you’re answering a question about a listing or shipping out products, do so quickly.
    • Use Paypal. Use PayPal to receive payments. It can offer additional protection in case of issues.
    • Set up your account’s return rules. You can set return rules for your seller account, which creates clear cut rules to protect both you and the buyer.
    • Disclose any issues. If you are selling an item with a defection or imperfection, disclose it upfront. It’s not worth the knock to your rating when they discover the problem after receiving the product.
    • Add in a note. When you ship out a package, add a personal note, freebie, or a business card to help the buyer to remember you and leave a positive impression.
    • Have an inventory system. If you’re juggling a lot of products, have a spreadsheet or other inventory system so that you can keep track of when listings expire, what has already sold, and what hasn’t.
    • Have your supplies ready. Be prepared with shipping materials before you even create your first listing. It’s a lot less work and stress when you already have all of the supplies you need.

    When you have happy customers, it’s more comfortable to ask for feedback to build up that positive rating. It reflects better on you, your standing, and your sales when you are organized and have provided excellent customer service.

    For even more great tips, check out this free hour long webinar!

    Go Pro: How to Dropship on eBay or sell Freight Items

    Once you’ve gotten a taste of eBay sales and you’re ready to go pro, it’s time to step up to dropshipping. eBay dropshipping is a popular way to make money, and many people have turned it into a side hustle.

    It’s mostly the same method, but on a grander scale. For items to sell, you’re going to want to find a wholesaler that can provide products to you.

    You create the listings, then when the item sells, the wholesaler ships it for you to the buyer. The product never touches your hands, and you don’t have to worry about having a warehouse to store your stock.

    With dropshipping, there are some additional aspects to keep an eye on. You need to make sure that the product is in stock before selling it. Also, you’ll need to provide tracking for the shipment as well.

    eBay has recently changed it’s policy on dropshipping and seems to be tightening the reins on what they’ll allow. Before you decide to go this route, you will want to do a lot of research to make sure you’re not doing anything to jeopardize your seller’s account with eBay.

    Whether you’re selling stuff from your closet or setting up a dropshipping business, it’s easy to learn how to make money on eBay. The key is to be consistent with these tasks and your customer service, and you can’t go wrong.

    Now that you know how to make money on eBay start searching those closets, garage sales, and apps to see what you can find!

    Are you looking for other side hustle ideas? Read more about the ultimate list of legit side hustle ideas. Or, check out these side hustles resources.

    How to make money on eBay

    Dare to Conquer (formerly Billionaire Blog Club) Review: Is It Worth It?

    Is the Billionaire Blog Club Worth the Investment?

    Updates to Dare to Conquer (formerly Billionaire Blog Club) (1/9/19)

    Dare to Conquer includes bootcamps, courses and journeys. Bootcamps get you started, and include blogging, pinterest, SEO and affiliate marketing. Perfect for someone starting out.

    Courses are more in-depth, and include Pinterest, SEO, affiliate marketing, and sales funnels.

    Journeys are challenges to help you achieve a specific goal within a certain time period. They include “$1,000+ a month with ads” and “Business Launch Blueprint”.

    Not to mention all the community aspects that make DTC unique. There’s member exchange, where you can exchange tasks to help each other grow. Member services to hire out any paid services you want to outsource (I’m looking at you, Pinterest).

    And don’t forget Slack! Think of it as an online chat with different topics to discuss. There’s a channel just for email monetizing, Pinterest, SEO, wins, just about every niche possible, and more! You’re sure to find your personal tribe of like-minded bloggers here.

    Sign up for the Dare to Conquer blogging group now before the price goes up or you have to buy the courses individually. Doors to BBC/DTC are officially open again!

    Update on 10/5/18: The Billionaire Blog Club (BBC) has now officially become Dare to Conquer (DTC)!

    So what in the world is DTC?

    Dare to Conquer is a new, holistic approach to not only building a blog, but creating an online business from the ground up. Rather than focusing on individual chunks (like SEO or Pinterest), DTC will help you to create a strong business foundation to build up on.

    Currently, Paul Scrivens is updating the courses in chunks and spurts to reflect all the changes that have been going on. So far, the Pinterest course has been completed and SEO is partly updated.

    Looking through the Pinterest course, I see a lot of new content. No more Boardbooster (RIP), but there’s an entire module dedicated to Tailwind – pinning strategies, statistics, and tribes, as well as more.

    Paul also has plans to create a brand new, online business from scratch and let us watch how it’s done. This is from his latest email:

    You ever notice that Facebook Groups have a weird panic trickle down effect? If one person sees something going wrong then that must mean everyone is seeing something going wrong.

    It’s why I never say “this is the exact way or the only way to do something”. I show you and tell you what I’ve experienced through my own work on my own sites. That’s why I’m comfortable teaching what I teach but I also know that things change. It’s why you always get lifetime access to my courses. It’s why I always experiment.

    I don’t want you to be a cynic about everything that you read, but I do want you to question things until you understand why they are happening. Way too many of you take things at face value right away and it’s why you are scared to experiment. This whole business thing is YOUR JOURNEY and that means YOU HAVE TO DO THE LEARNING.

    The reality is that almost nobody expects you to succeed because the outside world doesn’t understand what you’re trying to do. That means you’re playing with house money. This Monday (don’t worry you’ll get an email) I’m going to start my path to a 7-figure business.

    The journey is going to be a winding road that loops around. It won’t be a straight line because things change and evolve. Some of you won’t like it because it’s not a user manual for every single exact step you need to take to do this business thing. I don’t think those truly exist.


    Update 7/24/18: If you are interested in signing up for the Billionaire Blog Club, it’s undergoing a huge change next month. Paul sent this in an email today:

    The soul of BBC isn’t disappearing, it’s just moving to a new domain because the word “blog” is too limiting. It limits your mindset. It limits your strategy. It limits your revenue.

    You’ll be able to buy courses on an individual basis with the idea being that the basics to help you get started (Pinterest, SEO, etc) are more affordable than the more advanced courses (branding, product creation, sales funnels) that will take you to the next level. Essentially, as your revenue grows, you can continue to scale up the Momo course list.

    Purchasing now also gets you lifetime access to the Slack community which is the gem of the Internet. You’ll also be able to purchase access to the community without purchasing a course but you’ll have to pay a monthly subscription fee.

    Courses that will be inside of Momo when it officially launches:

    • Pinterest
    • SEO
    • YouTube
    • Instagram
    • Affiliate Marketing
    • Building Your Tribe / Growing Your List
    • Niche Selection
    • Building a Brand You Love
    • Creating Sales Funnels
    • Product Creation & Launch
    • Running a Service-Based Business
    • Using Facebook Ads
    • Ultimate Webinars
    • Amazon Kindle Publishing Success
    • Killer Content Creation
    • Google Analytics

    Hopefully you understand why buying everything will cost you over $2,999 now. Every single course is being built from the ground up.

    This doesn’t even go into the other features that are going into DTC. My goal is to help you get closer to your dream every single day so when the time is right you can jump into the DTC ecosystem.


    Bloggers are often seeking out the next best course or ebook to boost their blogging game. Every blogging Facebook group has members asking for advice, reviews and feedback about different courses. Often found at the top of this list is request for a Billionaire Blog Club review and feedback.

    I joined the Billionaire Blog Club, or the BBC as members refer to it, in December 2017. I was looking for a new Pinterest strategy to help boost my pageviews.

    The BBC is run by a man named Paul Scrivens, who successfully runs a multitude of blogs in different niches. His blog topics include health and wellness, personal finance, beauty/fashion, and motherhood, just to name a few.

    After reviewing several ebooks and courses, I decided to opt for the BBC due to the variety of content that was available. I liked that one price got me a lifetime membership to multiple courses and the Slack community, unlike the singular courses and ebooks that I knew I would not be likely to go back to. This would be a resource I could use daily.

    I began by signing up for the free 12 day bootcamp email series to see if I liked the format, the way information was presented, and if I liked Paul’s personality and approach.

    Want to know if the Dare to Conquer/Billionaire Blog Club lives up to the hype? Read my thorough review on the good and bad of the blogging community. #billionaireblogclub #bbc #daretoconquer #dtc #review

    The 12 Day Blogging Bootcamp Email Series

    I’m annoyingly tight with my money, so I wasn’t just going to cough up my hard earned cash by reading a couple of sales pages. I decided to start my journey by signing up for the free 12 day bootcamp series.

    My blog has been up and running since July 2017, so I was past the majority of the information provided in the email series. A lot of it deals with the initial steps needed to get a blog up and running.

    I was able to pull some new tidbits, tips and tricks from the emails that I hadn’t run into before. But what I liked even more was Paul’s bluntness in his emails.

    He began, in the very first email, admitting that his goal was to convert me from a subscriber to a customer. And I appreciate that. He says that he doesn’t sugarcoat things, and that’s absolutely true.

    What I’ve come to find is that blogging is a business. You can find people who are “yes men” and take your money, all the while agreeing with everything all the time.

    Or you can find those rare folks that know it’s not about agreeing or pacifying others; it’s about being honest, treating your blog as a business, and doing what it takes to set it on the right path to succeed.

    This refreshing perspective found in the email series drove me to eventually sign on for the full Dare to Conquer membership. While honesty can sometimes ding your pride just a bit, I feel it’s worth it in the long run to build a successful blog and business.

    What is Dare to Conquer?

    The Dare to Conquer community is refreshingly different from any other courses, ebooks, or Facebook groups I’ve had the privilege to partake in. This is what makes it so unique:

    First and foremost, it’s a community.

    The DTC has a Slack community tied to it. If you’ve never used Slack, think of an IM app or chatroom that has categories. Members can post questions in the various threads (SEO, Pinterest, General, etc.) and other members can answer.

    What makes this a unique feature is that Paul is generally in there all the time. If you need to ask him directly, you can reference him in your message and he’ll answer quickly.

    I’ve used this to not only ask him questions directly, but to bounce ideas off of the other members. Bloggers from all levels of experience and backgrounds are present, making it an amazingly diverse and knowledgeable group.

    DTC is a resource center.

    Think of a giant library of all of your blogging resources. Then triple it, and you’ll have the DTC’s resources. At the time of this writing, there are 123 lessons spread over 9 courses:

    • SEO
    • Boardbooster Masterclass
    • Niche Selection
    • Pinterest
    • Affiliate Marketing
    • Intro to Email Marketing
    • Google Analytics
    • WordPress
    • Content Creation

    Each of these courses are comprised of lessons with videos. You are able to not only understand the content behind them, but you get real life examples in different blogging niches to help you apply them.

    It’s an all-in-one strategic blogging resource.

    Not only is the course content well thought out, it’s also easy to use to build a strategy.

    For example, you learn how to find content ideas that will appeal to your audience. Then you learn how to search for keywords to use in your content, and build your SEO. Once the post is written, you apply design tactics to your Pinterest graphics, and strategically pin them to get the most traffic possible.

    All of this creates a cohesive blogging strategy, helping you to build each article into a traffic magnet, creating a snowball effect.

    Rather than just writing any old article idea that comes to mind, you learn to strategically pick topics that you know will build traffic, build readership, and ultimately build monetization.

    What Makes Dare to Conquer/Billionaire Blog Club Unique from other Courses

    There are several pieces that make the BBC unique to any other blogging resources that can be found online:

    Blogging Challenges:

    For the month of February, Paul posted four challenges that we could choose to participate in:

    • Launching your blog and getting 10k pageviews
    • How to Reach $1,000 in revenue and beyond
    • How to gain your first 1000 subscribers
    • Creating your first paid product

    Each of these challenges has a daily video with a blogging task associated it with. It’s a great way to break down big goals into smaller, more manageable bite sized chunks. Not to mention it’s a great motivator to reach for the next goal!


    As I mentioned, the Slack community beats any blogging Facebook group, hands down. A large majority of members participate in discussions, and having access directly to Paul is worth its weight in gold.

    Other DTC community perks include:

    • An exchange section where members can help each other with specific blogging tasks for community points.
    • A directory of all the members so you can message someone directly with questions.
    • A Pinterest Group Boards area where members can see open group boards owned by other members.

    Paul’s experience in different niches.

    One final piece that makes the BBC truly unique is Paul’s blogging experience and ability to analyze data. Rather than becoming a one-off blogger that specializes in one niche, Paul’s built successful blogs in multiple niches.

    He’s also created a list of the niches that are most likely to make you money. Obviously some are easier to monetize than others, and he’s able to tell you what’s worked for him in specific instances, rather than in just one niche.

    This gives him real world experience in the majority of niches and can tell you what’s really worked for him in that particular niche, rather than a blanket statement that might not apply to all niches. And he tells you what the best type of blog to start or best blog subjects that make money in because he wants you to succeed.

    What I Love about Dare to Conquer/Billionaire Blog Club

    Videos. Lots and lots of videos.

    I am a visual person. You tell me about something, I might be able to do it. You physically show me it? I’ve got it down pat.

    I hate the lack of interaction with ebooks and some courses. With the BBC, I can see a descriptive video of Paul’s Pinterest or SEO strategy and apply it.

    Slack and how easy it is to reach Paul.

    I love the ability to ask questions and get direct responses from Scrivs. I can also email him directly and he answers quickly. The personalized response is awesome and I love that I know it’s specific to my situation, because he actually reads and responds to my specific situation.

    I like mastermind groups.

    I am a big fan of mastermind groups. The Slack community is similar to a mastermind group without the weekly structure of calls. If you want accountability, the members will volunteer to give it to you. If you want support, you’ve got it. You need tough love? They’re in. You need a more experience blogger to give you feedback? They’re there and participating.

    It’s all encompassing, unlike one-off courses.

    I truly have been able to understand and create a strategy for my blog. Previously, I was just writing about whatever topic I could think of every week. Now, I have a strategy for the long game.

    What I Dislike about The DTC

    I’m not going to be one of those bloggers that just blow smoke and hope you’ll go with it. There are pieces of the DTC that I find difficult to keep up with. In keeping honest, these are the pieces of the DTC that I struggle with:

    I don’t have the bandwidth to keep up with Slack.

    Just like with Facebook groups, I check into Slack when I have a spare ten minutes every couple of days with the app on my phone. I just don’t have the bandwidth to read all the comments, all day long. And that’s ok.

    I know that if I need to find something, I can use the search function to see if anyone’s discussed the question I have previously, or if I should ask again.

    This does mean that I miss out on some of the comradery of Slack. I’m also an introvert, so putting myself out there on Slack can be a little difficult as well, but I’ve gotten over it.

    While I’m not in on the daily banter, I do pop in on occasion to either catch up or post a question. Luckily Slack notifies me if I’ve been tagged in a comment.

    All of the courses, challenges and community can be information overload.

    With so many courses and so much information, it can be overwhelming at first, not knowing where to start.

    A large majority of the courses almost intertwine, so it’s not super clear which to start first. Obviously, it’s going to depend on your particular situation. There are general path suggestions in the course instructions, and you can always adjust as you need to.

    The amount of information can be overwhelming, but it’s really just up to you as a blogger to figure out what your weak spots are and prioritize them, so you can get them knocked out.

    How DTC has helped my blog game

    I finally have a strategy and an overarching game plan.

    I know what I need to do, I have a direction, and I have the tools to do it. Now it’s just a matter of me following through, and doing those steps over and over with each post I create.

    I know which blogging activities that are worth my time, effort and energy.

    Previously, I did so many blogging activities that just weren’t moving the ball forward. They weren’t increasing traffic or income, and they were sucking up so much time. Now that I have a better understanding of what really drives traffic and creates revenue, I have a better understanding of what tasks are going to get me there. And where to spend my time, effort, and energy.

    I know how to apply this data to my specific niche.

    Other courses and ebooks are generally written by bloggers that major in one particular niche. What works for one niche might not work for another. Rather than risk disappointment, I know that the methods tried by Paul apply to my niche specifically. And if not, I know how to test new ideas out to see if they will work or not for my niche as well.

    If I can’t figure something out, I know who to ask.

    Rather than posting in a blogging Facebook group and risking tons of random answers, I know I can go right to the source. If I don’t want to ask Paul specifically, I know which other BBC members are in my niche or have more experience than me and can provide feedback.

    I’ve learned SEO, upped my Pinterest game, and know how to analyze my Google Analytics to see what’s causing traffic spikes or drops.

    I’ve learned to get the hang of my data and utilize it to figure out what’s working – and what’s not – for my blog. I’ve not only picked up things like how to search for keywords, but I understand how to apply them and what makes a good keyword for my blog specifically.

    I’ve learned patience.

    Maybe it’s just getting more experience under my belt, but I’m learning to have more patience when it comes to blogging. I am understanding that traffic ebbs and flows, and there are seasons to Pinterest. I’ve learned to give new practices some time, and only then, to try and adjust them so that I can make the most of my time and effort.

    My verdict on Dare to Conquer/Billionaire Blog Club

    Would I sign up for BBC again? Absolutely. The Billionaire Blog Club not only gives me all the knowledge I need to achieve my goals, but Paul is constantly updating the information and videos.

    Unlike a singular course, it’s constantly being updated to reflect new information, and I’m able to access data that entails every aspect of blogging that any blogger needs from start to finish. No matter where you’re at on the blogging path, it’s clear that the Billionaire Blog Club is a great and inexpensive way to boost your blogging game.

    Interested in joining the Billionaire Blog Club? Join here or sign up for the 12 day blogging bootcamp here.

    Want to know if the Billionaire Blog Club community is worth the cost? Read my thorough review on the good and bad of the blogging community. #billionaireblogclub #bbc #review #bbcreview

    Want to know if the Billionaire Blog Club lives up to the hype? Read my thorough review on the good and bad of the blogging community. #billionaireblogclub #bbc #review

    How to Make Money Online: 50+ Brilliant Ways to Make Money Before Christmas

    How to Make Money Online: 50+ Brilliant Ways to Make Money Before Christmas

    Everywhere you turn, there’s a million articles showing us how to make money online as well as working from home. But a large majority of them are either scams, involve an insane amount of dedication to earn pennies, or you have to pay start-up fees.

    Yeah, no thanks.

    As we’re nearing the end of paying off our debt, we’ve trimmed back our budget as much as possible. Since we can’t find additional places to save, we have to figure out how to earn more in order to keep the debt snowball growing.

    Which is all fine and dandy, but we both have full-time jobs. And two kids. And a household to run, activities to shuttle kids to, and – gasp! – want two seconds to sit on our duffs and relax. Crazy, I know.

    Person working on laptop

    I’ve freelanced and done side hustles since I graduated college in 1998. Maybe it’s the introvert in me (of course it is!), but the idea of going out and picking up a second job at Tim Horton’s or Macy’s or anything involving customer service makes me cringe. (Plus, I’d spend my paycheck on donuts and coffee, no question.)

    I much prefer to earn extra money online, rather than picking up a second job at a store or office. This means that I usually end up doing freelance work as a web designer or developer, along with several other easier options listed below.

    But what if you don’t have those skillsets, or the time to learn them? There are still plenty of legit ways to make money online, and still have time to relax in the evenings.

    Whether you’re looking to make money before Christmas or pay off your debt, here’s the ultimate list of how to make money online. These make money at home jobs are grouped from easiest to most time consuming:

    How to Make Money Online Fast

    You can make money online fast with these. Though, one note to remember is that the easier something is, the less you’re make at it.

    Survey Sites and Rewards Programs

    Survey sites usually fall into one of two categories: either you just do surveys, or there are a variety of activities you can do to earn cash. The latter usually includes anything from watching videos, taking surveys, filling out forms, clicking through links in emails sent, to playing games. These are the best company to check out those make money at home surveys:

    • Swagbucks is a great way to grab some extra cash while watching TV in the evenings or during some down time. It pays you for a variety of activities, including surveys, watching videos and signing up for different offers. I’ve done some in-home surveys through here that turned out to be pretty fun!
    • InboxDollars is very similar to Swagbucks as far as the activities involved. I felt like I made more on Swagbucks, but this is a nice alternative to try out as well.
    • Springboard America emails you when there are surveys available that match your profile. I really liked using this to earn gift cards, because it cuts down the possibility of not qualifying for the surveys, so you’re wasting less of your time. I like that it pays out both via gift card and Paypal.
    • Survey Junkie is very similar to Springboard America. You can pre-qualify for surveys as well as dig through a large inventory of them available. Points that are earned can be redeemed for gift cards as well as Paypal.
    • Vindale Research is different in that it has high paying surveys, which other survey sites generally don’t. You earn cash, not points with them, and can redeem by check or Paypal. Survey topics include sports, new technology, travel, shopping, health & beauty, restaurants, and home improvement, to name a few.
    • Survey Club is a fun site where you can sign up to be matched with available studies in your area. The studies include surveys, focus groups, phone interviews, and even daily polls. There’s an opportunity for a lot of variety here, and having done focus groups, I can say they’re actually fun. Earnings are paid out via PayPal, Amazon gift cards, or check.
    • MyPoints is a rewards site where you can earn points by shopping online, taking surveys, watching videos, reading email, and more.
    • Pinecone Research primarily involves doing online surveys, though they occasionally do in-home product testing and panels as well. Points can be cashed out through Paypal, check, a prepaid VISA, or you can use them to shop for products.

    Sell unused gift cards to a site like is an awesome website where users can sell their old gift cards at the price that they set. They can be discounted up to 30% by the seller. On top of that, runs specials that discount some cards even further. Amazing, right?

    Now, I know exactly what you’re thinking – used gift cards, yikes! But before you jump ship, hear me out. The great part is that has a 1 year guarantee for any card purchased. If it doesn’t show up (physical card), has less available than expected, or any other problem, you just contact them within a year of purchase and they’ll replace it. Easy peasy!

    More importantly, there are no fees, sales tax, processing or shipping fees ever. So the price you see is the price you pay, period.

    Use Ebates, Swagbucks, and TopCashBack on purchases.

    • Ibotta is an app that gives rebates for everything from groceries to alcohol to booking a hotel room. They’ve recently overhauled the app and have expanded the stores you can submit receipts from, including some online! To use ibotta, you just unlock the rebates you want after purchasing them, scan their barcodes, and submit images of your receipt. It’s that easy! Get $10 for just for signing up!
    • Ebates is a great cashback program for online purchases. There’s even a browser plugin so that every time you visit a site that gives cashback through Ebates, it alerts you to both rebates as well as discount codes for that site. Ebates offer rebates on a large variety of stores, and has recently included the ability to register your credit card so that your purchases in certain offline stores count as well!
    • TopCashback is very similar to Ebates and works well. It does take a little longer to get your rebates back, but they offer some great rebates. I usually check both sites to see which I can get the higher rebate back from before I make any online purchases.

    Install Apps on Your Phone to Earn Money

    • Nielsen Computer and Mobile Panel will pay you $50 to install an app on your iPhone. Just install it and that’s it! The app measures your activity on your phone, tablet or other mobile device. The app won’t affect performance or battery life, and rewards include sweepstakes entries and cash, depending on how long you stay with them.
    • Google Screenwise Panel helps Google to understand trends in mobile and web usage. They then use that data to improve their products. You get paid per week that you have the extension installed on your browser, and can cash out your earnings for e-gift cards.

    Side Hustles with a Qualification Process

    These ways to make money online involved more than just creating an login; you have to go through an actual entry process. However, they might be a bit more work in the beginning, but they also pay more without a ton of commitment. 

    Website Testing

    • is a great way to earn money testing websites. You can easily complete the majority of tests in 15 minutes, and get paid $10 a test. You must submit a test review in order to get approved, but once you complete this, you’ll get emails when tests are available. Earnings are paid out exactly 1 week from when you uploaded your test. You’ll need a microphone in order to complete tests, as it records your voice and screen.
    • Whatusersdo is another website testing company that pays $5 a test. Again, you’ll need a microphone and to download their screen recorder. Upon submitting a test recording and getting approved, you can start earning. Earnings are paid out once a month on the 25th.
    • Enroll is unique in that it’s test are quick, such as deciding which logo you like better or clarifying content. You can take tests from any device, and will get paid through Paypal.
    • UserFeel lets you earn $10 for each test which lasts about 10 – 20 minutes. You’ll need to submit a qualification test to get approved. Payments are made through Paypal or Payoneer.
    • TryMyUI pays $10 for each approximately 20 minute test. Payments are sent out every Friday once tests are reviewed and cleared by their graders. 

    Online Juror

    If you’re a big fan of crime shows, you’ll love this. You can get paid to review legal cases from your home and provide feedback via an online questionnaire. You’ll be a mock juror and will help attorneys figure out how to try their cases. Online Verdict is one of several online juror websites that you can try out!

    Data Entry

    There are a ton of data entry work from home jobs available. Upwork is a great site for finding data entry, along with a ton of other freelance positions.

    Sell Your Photography to Stock Photography Sites

    Whether or not you’re a professional photographer, there are a lot of opportunities to sell your photos online to make some money. Payment is usually based per purchase/download of your photo. Some of my favorite stock photography sites are:, Fotolia, and Deposit Photos.

    Resume & Cover Letter Writing

    I cannot describe how much I hate editing resume and writing cover letters. I’ve done this so many times in my life, and yet, I can’t seem to make my resume flashy enough, no matter how hard I try. I know I’d pay for a service like this, not to mention millions of other people!

    Amazon MTurk

    Amazon MTurk is a site where you get paid for performing simple micro-tasks. You do things like process images, data verification and clean-up, information gathering and data processing. The tasks are listed, and you choose which you want to complete. The longer the task, the greater the payout.

    Sell Your Own T-Shirts (or Bags, or Mugs)

    Merch by Amazon allows you to sell your own designs without any upfront costs. You create and upload your design, set your price, and Amazon handles the printing and shipping of what you sell. You earn monthly royalties based on your sales, and all without having to invest in product! Another similar alternative site is

    Creating an Online Business

    If you’re going to invest the time into earning money at home with these side gigs, chances are you could look into making them a full-time career eventually.

    Transcription, Translation, and Captioning Services offers a variety of services, including transcription, translation and captioning. You can choose your own schedule, projects, and get paid weekly. You’re considered a freelancer, but work with a team to grow your skillset. Pay varies based on abilities and role:

    • Transcriptionist: $0.40 – $0.65 per audio minute
    • Captioner: $0.40 – $0.75 per video minute
    • Translator: $0.05 – $0.07 per word

    Search Engine Evaluator / Internet Analyst

    Leapforce offers a variety of freelance positions, including search engine evaluator and Internet analyst. They required more work hours than other side gigs, but also pay a bit more per hour. You have to go through a qualification process, and knowing additional languages is a plus. There are no set hours, and their positions are flexible so you’re able to work around your personal life.

    Proofreading & Copy Writing

    If you’re a writer-at-heart, there’s lot of copy that needs written or proofing. You can work for anyone from bloggers to large companies all from the comfort of your couch.

    Become a Blogger

    I do not suggest this lightly. At all. Blogging is a ton of hard work, but once you start hitting your goals, it’s amazing. Check out my resources page to see what programs and blogging tools I recommend.

    Pinterest VA

    Both bloggers and companies often hire virtual assistants to help with their Pinterest accounts. Being a Pinterest VA does require some online courses, but the pay is worthwhile. You can easily build a business out of spending your day on Pinterest for several clients!

    Social Media Manager

    Like a Pinterest VA, companies pay to have someone handle their social media accounts. Often, being a social media manager means writing content, setting goals, SEO and developing brand awareness.

    Affiliate Marketer

    Affiliate marketing is selling someone else’s product and receiving a fraction of the sale. There are several different ways you can do affiliate marketing, but the easiest is through Pinterest or your own website/blog. With Pinterest, you can create a pin that links directly to the offer. There’s a lot of ins and outs, but also a ton of affiliate programs out there. Start by promoting products you love to make it even easier.

    Virtual Assistant

    A virtual assistant does anything from scheduling appointments and meetings to answering emails to creating presentations. The job duties, hours and pay vary greatly depending on each position, but at least you know it wouldn’t be boring!

    Website Design & Development

    With the evolution of HTML, CSS, and CMS setups, website design and development is becoming easier and easier. CMS systems such as WordPress allows you to launch a website in hours, complete with the bells and whistles. Even with minimal knowledge, you can easily get paid to set up websites for others.

    Etsy Seller

    Etsy provides a great platform for designers, crafters and the like to sell their products through their online store platform. If you already create products, but are struggling to reach the right audience, Etsy might be the perfect platform for you!


    Companies big and small need bookkeepers. If you already know how to run books, you’ll have no trouble finding work. A lot of the positions online are looking for hourly freelancers with experience working in Quicken or Quickbooks.

    Start a YouTube Channel or Podcast

    It is impressive how many people are creating their own income by running a YouTube channel or podcast. If you’re not shy about being in front of a camera or microphone, creating a videos or a podcast can lead to some big earnings.

    Become an Online Teacher

    VIPKid is a company that provides international learning to children whose primary language is not English. It is one-on-one language and content classes, done from the comfort of your home to theirs. The pay is great and ranges from $14 to $22 an hour. Plus, the hours are flexible and you can set your own schedule! Learn more about VIPKid here.

    Amazon FBA / Sell Items on eBay

    Selling on eBay is easy and a quick way to make money online. You can just grab items from around the house, or you can search for stuff to sell at garage sales or thrift stores. You can learn more about how to make money on eBay here.

    Amazon FBA is a fulfillment service that you can use when you sell your products through their site. You send your products to Amazon, which they store at their fulfillment centers. When one of your listings sells, they pick, pack and ship the product for you, cutting out the extra work for you.

    Some entrepreneurs are able to “flip” products by finding them discounted or on closeout, and then resell them through Amazon FBA. Learn more about Amazon FBA here.

    Online Customer Service Rep

    There are a ton of customer service jobs online, everything from answering inbound calls to online chats. Often the hours are flexible and the pay scale can vary, based on each company’s requirements.

    Websites to Find Online Side Hustles

    These are the best website to find work at home jobs:

    No matter what your commitment length or skillset, there’s a way for you to make money online. You just have to figure out what works best with your schedule, and how much time and how big of a learning curve you want to commit to.

    I suggest mixing it up between two or three methods, so that if one dries up, you’re still able to make side money in another way. Plus, it’s a great way to keep from getting bored! Remember, every little bit of income helps with debt repayment!

    Love this? Check out these articles on  Shortcuts to Finding the Perfect Side Hustle Fast or The Ultimate List of Best Side Hustles that Aren’t MLMs!

    Do you have a suggestion on how to make money online that I haven’t mentioned? Adds yours in the comments below!

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    50+ Brilliant Ways to Make Side Money Online #sidemoney #sidehustle #debt #money

    Whether you're looking to make money before Christmas or pay off your debt, here’s the ultimate list of how to m ake money online. #christmas #money #sidehustleLiving paycheck to paycheck is stressful and exhausting. Here are 50+ brilliant ways to make money online right now and get out of debt! #debt #sidehustle #workfromhome #makemoney
    50+ Brilliant Ways to Make Side Money Now #sidemoney #sidehustle #debt #moneyHow to Make Money Online: 50+ Brilliant Ways to Make Side Money Now #makemoney #sidehustle #debt #debtrepayment

    The Best Passive Income Ideas to Boost Your Income

    The best passive income ideas to boost your income

    As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income ideas. There’s always overtime at work, or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week.

    Call me nuts, right?

    In my youth I was all about picking up as much work as possible, and rarely ever said no to freelance work. However, looking back, I couldn’t necessarily tell you where that money or time went.

    Passive income ideas are all around us – and we’d be nuts not to pursue them for the sake of our relationships and our sanity.

    So what exactly is passive income? And why do you need it? Here’s the rundown on how passive income ideas can change the way you live – and work:

    Tired of working 60+ hours a week? Check out these passive income ideas to help you continue to earn without the weekly work! #passiveincome #debt #finance #income

    What is Passive Income?

    In order to understand passive income, you need to know what active income is. Active income is your 9-5 job, or any job where you work hours and receive a paycheck. You actively work for your paycheck, making it active income.

    Passive income is income where you do the work up front, and then reap the benefits of income afterwards – hopefully for years to come. All the investment is on the front end, so that you passively reap the rewards later.

    Think of teaching your kids how to do laundry. Sure, it might be a pain and you might end up with pink socks or bleach splatters at the start, but eventually they’ll get the hang of it and you, my friend, will be laundry free with any luck.

    Can you picture it? Never doing laundry again…sounds amazing, right?

    via GIPHY

    (Ok, sure, that’s an extremely example. I’m 100% sure kids doing all the laundry without your nagging will never happen, but I can dream.):

    There are a ton of ways to make passive income, but no matter what you pick, you’ll need put something in to get it started. You’ll need to invest either:

    • Money
    • Time

    If you have the money to invest, great! You can use it to make more money. Passive income examples that need money to get started are real estate, investments, and purchasing or starting a business that you hire someone else to run.

    Passive income examples that need your time are creating a business that you run yourself, such as a blog or becoming a landlord. While these aren’t 100% hands free income ideas, you will hopefully still work much less than you would with active income. We’ll get into more examples further down this post.

    Why Do I Need Passive Income?

    Creating multiple streams of income are always a great idea. We’ve been in the position of both my husband and I losing our jobs (at different times, thankfully!). Without a form of passive income, it’s a quick way to get sucked into the cycle of living off of credit cards and stacking up debt while you need it least.

    Luckily, we were able to make ends meet. But what if you are single? Or one of you is a stay at home spouse? Or chronically ill, and all the earnings for the family fall to the other?

    Diversifying your income so that it comes from different pools only makes sense. If you’re not able to actively earn, having passive earning can help keep your boat afloat if anything were to happen.

    Not to mention,, who doesn’t dream of quitting their 9-5 job and traveling the world? Surely it can’t just be me, right?

    Passive income can help you achieve working less hours, while still bringing money in. Maybe partial retirement or part time work is in your plans for the future. If so, this can be a great way to achieve that goal as well.

    Tax Benefits of Passive Income

    Another reason to build passive income is that you can reinvest the income. In some cases, depending upon the gig, this will give you a tax cut on the income.

    Why should you care?

    As discussed in Rich Dad, Poor Dad, the more money you can make and reinvest pre-tax, the better. It means you pay less in taxes in the long run.

    An example is buying real estate. If you purchase a structure for $100,000 and sell it for $150,000, you can then roll those earnings into your next real estate purchase. In doing so, you defer the taxes on those earnings.

    You can learn more about how to use your earnings wisely and minimize your taxes with other, better examples in Rich Dad, Poor Dad by Robert T. Kiyosaki.

    Passive Income Ideas with Money

    The passive income strategies you’ll use if you have money will differ much from the ones you’ll use if you don’t. These methods will involve a lot less time to set up, and involve some business aspects. Make sure that you thoroughly research any of the following methods before you dive in:


    Investing is obvious but any easy way to make passive income. If you reinvest your earnings, it will compound and grow exponentially. There is some risk with investing, so make sure you have an understanding on how it works and what to invest in.

    If you’re interested in learning more about investing, I suggest using a robo investor such as Vangard or Betterment. If you sign up for Betterment through this link, you can get 3 months free.

    Real Estate

    Investing in real estate can be a great way to build earnings. Investing in rentals, office buildings, or even flip houses can earn you big cash when you do your research. If you choose to flip houses, find trustworthy folks to do the work while you front the cash.

    Purchasing real estate does involve research in finding the right buildings at the right price. You’ll need to research the area and the market to make sure it’s a solid investment. This passive income stream does involve more knowledge and research time up front, but the earnings can also be greater if you know what you’re doing.

    Buy or Invest in a Business

    If you have the money, buying a business can be an excellent way to create passive income. Many business owners tend to own multiple businesses and hire others to run them.

    In this case, you’re the investor and/or owner, but you have someone else doing the day-to-day tasks. Some examples of businesses you can start or purchase include:

    • Vending Machine Business
    • Landlord
    • Private investor in someone else’s startup
    • Laundry Mat
    • Game Machines
    • Coffee Services

    My parents have owned a vending machine business and rentals. Both are very time consuming, but by hiring a manager to run either of them, you can turn them into passive business opportunities.

    Peer Lending

    Peer lending is an alternative to investing. You can choose what notes to invest in, and earn a return as they’re paid back. Peer lending provides the opportunity for both borrowers and investors to bypass banks and big companies for consumer credit. Again, there’s risk as with any investment, but it can be a lucrative way to create passive income.

    How to Create Passive Income with No Money

    Assuming you’re like most of us (me included), you’ll want to know how to create passive income with no money to put down up front. That means we have to put in the time to create something that will bring earnings.

    Without further ado, here’s the best passive income ideas for those of us without money to invest:

    Write a book.

    Thanks to self publishing, you can create an ebook and sell it on your own website or Amazon. Pick something you’re an expert in, or use those creative writing skills to whip up the next Harry Potter series.

    Sell stock photos.

    Love to take photos? Sell your stock photos to stock photography websites and earn extra income. Stock photography sites handle all the sales for you, you just provide the beautiful photos. Check out or Adobe Stock photos for more information on getting started.

    AirBnB your house or rent a room.

    If you have a spare room or are out of town a lot, consider signing up for AirBnB or renting out your spare room. It’s a great way to earn income by using something you already own.

    Rent out your possessions.

    Any equipment that you own that is expensive and in demand can be rented out. Think cameras, power tools, and speciality items. Make sure to have the right legal and insurance coverage set up so that any damages will be covered by the renter.

    Wrap your car in advertising.

    Similar to wraps seen on local transit, you can get paid for wrapping your car in advertising. Assuming you’re not shy and are ok with putting a wrap on your car, you can check out your options at

    Earn referrals.

    Think of all the small businesses you frequent every year. From your accountant to your lawn service, you can ask if they’ll give you a discount or money for referring them. You can also get referrals for websites and apps that you use, such as Ibotta or Ebates.

    Don’t forget your work. Talk to HR and see if you can receive a referral fee for finding new talent or clients. Most large companies have guidelines in place, but if you work someplace smaller, don’t be shy about asking for a referral bonus.

    Earning Passive Income Online

    Thanks to the internet, we have a whole new way to earn passive income. Any skills that you use at work, or hobbies that you have can be used to create passive income online. Here are a few ways to get your feet wet:

    Start a blog.

    Blogs earn income in multiple ways, including: ads, affiliate sales, sponsored posts, and products that you create and sell, just to name a few. The beauty of a blog is that you get to choose what methods you want to pursue to earn income. Plus, there’s nothing like earning money while you sleep, and waking up to new sales in the morning!

    If you’re interested in learning more, check out my blogger resources page to see what courses, products and groups I recommend to get started.

    Buy a website.

    If you don’t want to start a blog or website from scratch, you can use to buy one. It’s an easy way to bypass all of the upfront work that goes into creating a site, and you know that the site is already successful. provides the earning and traffic details of the website, so you know it’s already successful.

    Design and sell t-shirts, mugs and signs.

    We all love those super cute t-shirt, mugs and signs that say things like, “Laundry today, or naked tomorrow”. You can create the designs on sites like or for free. When someone orders one, they print and ship the shirt, and you get paid.

    Sounds like a no brainer, right? These sites remove the work of having to create the product yourself, making it even easier to make passive income. All you have to supply are the witty phrases and designs!

    Make printables.

    Using Adobe Photoshop, Canva, or PicMonkey, you can create printables that you can sell on sites like Etsy in a PDF format. No worries about figuring out where to get your designs printed, or where to keep them until you sell them.

    There are a ton of great printable ideas – everything from calendars to checklists to everything in between. Just think about what types of documents you tend to use on a daily basis. Some printable ideas are:

    • Calendars
    • Grocery lists
    • Travel checklists
    • Weekly cleaning checklists
    • Schedules for the school week
    • In case of emergency paperwork
    • Monthly Budget
    • Spring cleaning checklist
    • Holiday shopping lists
    • Birthday party planning
    • And tons more!

    Dropship on Amazon.

    Dropshipping is a great way to run a shop without having to stock products. This can be done by setting up a Shopify site or an Amazon seller account. When someone orders from you, the supplier fills the order and ships it to the buyer. No stock to worry about, no storage, and no figuring out how to get rid of excess products.

    Create a course.

    Use your skills from work or favorite hobby to create an online course. Courses can be PDF documents, videos, or a mix. There are a ton of great teaching platforms, including Teachable, Skillshare, and, to name a few.

    By recording your content, it’s evergreen and you only have to present it once. Then, you can sell it over and over, making it a great passive income idea!

    Affiliate Marketing

    Affiliate marketing is a great way to sell products without having to create them. If your favorite blogger creates a printable that you love, you can market it for a percentage of the sale.

    You don’t have to have a website to participate in affiliate marketing. You can use an email list, Pinterest, or other social media to promote the products you want to sell. I love it because I can make sales without having to create a product myself, since I don’t have the time to.

    If you’re interested in learning more about affiliate marketing, check out Michelle’s course, Making Sense of Affiliate Marketing. She pulls in over $100,000 a month and has created an amazing step-by-step guide on the ins and outs of affiliate marketing.

    Create a youtube channel and earn ad money.

    We all have a zillion videos on our phones of our kids, spouses or friends doing funny or crazy things. Or, do a video of a skill that you use for work or on a hobby that you’d be doing anyway. Then, turn that video into money by uploading them to YouTube.

    Once you hit enough subscribers and views, you can start to run ads on the videos. You get paid for views of the ads as well as clicks.


    Don’t let the idea of passive income intimidate you. It doesn’t all have to be technical and scary money savvy methods, like investing or purchasing real estate. Be creative and use your skillset to create passive income options with stuff you already know.

    Have you started working on a passive income idea? If so, is it one of these or something else? Let me know in the comments below!

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    Tired of working 60+ hours a week? Check out these passive income ideas to help you continue to earn without the weekly work! #passiveincome #debt #finance #income


    Why it’s Important to Know Your Worth Financially

    Any personal finance blogger will tell you that it’s important to know your net worth. But there’s another type of worth that’s just as important with finances: self worth. Do you recognize and know your worth financially?

    This week’s post is to celebrate International Women’s Day on March 8th and the #WomenRockMoney Movement!

    The majority of my money mistakes boil down to a pretty big reoccurring theme: not knowing or valuing my worth.

    As a woman, my story is not unique in any aspect. I’ve struggled with feeling inadequate in my career (which started in a primarily male dominated field), not to mention in my everyday life while growing up.

    Sadly, I’m sure most women can relate. A lot of us struggle with battling self worth issues across all facets of our lives on a daily basis. Not acknowledging your self worth can lead to painful financial realizations such as earning less.

    Any personal finance blogger will tell you that it’s important to know your net worth. But there’s another type of worth that’s just as important with finances: self worth. Do you recognize and know your worth financially? #WomenRockMoney #selfworth #finances #personalfinance #networth

    How Self Worth Affects Your Net Worth

    My self worth issues have played out in my finances throughout my life. The good news is, I’m working on them and my self esteem. I want you to think about these financial downfalls. Do they sound familiar? Have you been faced with something similar?

    If you recognize yourself in these instances, read on to find out how to work on changing them. We all deserve to live up to our full potential!

    I didn’t value my worth as an employee.

    I worked for a cable company once and that gave all of their employees free cable, but I lived outside of their coverage area. Rather than ask them to compensate me, or pay for my cable with another company, I let it go because I didn’t want to be a bother.

    Not every employer I’ve had does yearly reviews. Which means no raises. Rather than keeping tabs on emails and examples of how I’ve kicked butt for them, I found myself just avoiding the conversation. My low self worth kept me from asking for raises, as well as my fear of confrontation and being told no. My lack of self esteem kept me from being well compensated.

    I work hard and do a great job – and yet I used to constantly undercut myself. After 20 years in my field, I’ve finally realized that not valuing yourself and the worth you bring to an employer keeps you from earning as much as you could be. Whether it’s asking for a raise, reviewing your benefits, or adjusting your freelance fees, it’s important to make sure that you and your employer are honoring your worth.

    I just took what was offered instead of asking for what I wanted.

    Anytime I have received a job offer, raise, or even a housing bid, I’ve taken what’s been offered. I had always been afraid to provide counter offers due to the fact that I was sure I’d lose out. I was afraid I’d be viewed as greedy, self absorbed, or ridiculous.

    I also thought that I was just plain lucky to get offered anything at all – so I just shut up and took it.

    Now I know that starting a job without the proper compensation can often lead to resentment and a reason to be unhappy. Asking for what you want isn’t ridiculous or greedy. Employment is about making sure both parties are happy and can settle on a good middle ground.

    I let others talk me out of trusting my gut.

    When it comes to finances, I’ve been a bit of an obsessive dork for….years. I’ve followed Suze Orman, Dave Ramsey, and Gail Vaz-Oxlade. I’ve read tons of financial books, watched many episodes of personal finance shows, and have spanned into podcasts about money.

    So why in the world would I let a financial adviser guide me without questioning his tactics or knowledge?

    Because, once again, I assumed that I didn’t have the same worth that he did. I didn’t trust my gut, and I allowed myself to just go along with his suggestions without questioning them.

    Needless to say, the fallout is deafening. Twice now I’ve had to scramble to get tax adjustments done because IRA contributions were mishandled, among other items. I saw the red flags, but chose to ignore them because I didn’t believe in myself.

    All those years of studying up on personal finance as a hobby means that yes, I am knowledgeable. I can – and should! – question any financial adviser. Especially when there are red flags.

    I know now to trust my gut. Listen to my instincts and question things that make me uncomfortable. I have learned to value my knowledge and financial smarts, as well as my decision making abilities.

    How to Change Your Money Situation

    So how do you work on improving your self worth? The good news is, if you recognize yourself in any of those scenarios, you can pull yourself back out.

    Question your money story.

    Your money story is comprised of facts, beliefs and tales you’ve been told that revolve around money. It starts when you’re young, and you learn about what your parents think and how they feel about money. Maybe they struggled to pay the rent, so you learned to avoid money. Maybe they were afraid of not having enough, so you hoard cash and have a scarcity mindset.

    It’s amazing how any messages about money – both verbal and not – are picked up by kids.

    Now’s the time to stop and think about your beliefs. Listen to what thoughts pop up around money and sit down for 30 mins and write down all your beliefs.

    Review them. Question them. Figure out where they came from. Decide if they’re true or not and if they’re worth keeping. Or if they’re keeping you from valuing yourself, your time, and spending money in a way that makes your life better.

    Work on your mindset.

    It’s so, so important to take a look at your mindset.

    I recently read this intriguing, crazy interesting book called “You Are a Badass” and it’s sister, “You are a Badass at Making Money”, both by Jen Sincero. To sum them up in a single statement: You are your own worst roadblock.

    According to Jen Sincero, net worth is more than a number on paper. It’s what you think and how you feel about yourself.

    If you think you can’t make money, then you’re right – you can’t. If you’re constantly playing the victim, and feeling sorry for yourself, you’ll get nowhere. Because you don’t want to.

    Some of the stuff in these books can be a little over the top. It’s a lot of visualization, positive thinking and meditation. To each their own. I have been incorporating these methods into my daily routine, and I have to say I’m amazed by how much my views on money, my earning potential, and my thought process have changed.

    I’ve been able to:

    • Challenge my money thoughts and how I feel about having it (or not having it)
    • Realize what thoughts are blocking my financial path
    • Become more open to new ideas about money, my worth, and my earning potential

    Have you ever thought of a cardinal and started noticing them everywhere? (Or a similar scenario – you know what I’m talking about.) This is similar. I wanted to earn more, so I changed my mindset and began to see new opportunities. Maybe they were there before, and maybe not. But now that I was open to them, I was able to see them more clearly.


    Learn to trust your gut.

    You’re a smart, educated woman. You have intuition, gut instincts, and know what the heck you’re talking about. If not, you know how to research until the answer you find is one you’re comfortable with. If something seems off with your finances, dig in. Learn to trust you gut. Enough said.

    Spend 15 minutes a day learning about personal finance.

    The best way to become financially savvy is to surround yourself with like-minded people and resources. There are so many personal finance blogs, podcasts and books out there, you’re bound to find a ton that you like.

    They only way to build a muscle is to exercise it daily. The same goes for your finances. Create a routine where you set aside 15 minutes every day to learn about personal finance so that you’re a pro in no time!

    Check out Women in Finance or the Women Rock Money Challenge to get started!

    Don’t be afraid to put yourself out there and take the financial reins.

    I’m all about working as a family unit with a spouse on finances. But there are so many women (and men!) out there that choose not to be involved in their family’s finances. They expect their spouse to take care of it. But what if the unthinkable happens?

    Arm yourself now, when you’re not under duress, with the ability to run your family’s finances. Does that mean you have to do the budget single handedly now every month? No. But if (God forbid) something were to happen, do you know what bills need paid and when? Do you know where to find all of the passwords, legal documents, and paperwork?

    Empowering yourself with knowledge and the ability to take the financial reins can only improve your family’s outlook. Heck, you might even find a better budgeting method or ways to cut expenses.

    It’s very important to know your worth and how it fits into your financial puzzle. Without it, you’re bound to fail and continue to keep yourself from living your life to the fullest financially. Work on making these adjustments to help boost your self worth and in turn, your net worth. You got this!

    This post is part of the #WomenRockMoney Movement, a large group of female personal finance bloggers who have come together to inspire more women to learn about money. If you have money questions, or want support for your financial goals, learn more about how you can join us at the movement homepage. I hope to see you there!

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    There's a tie between self worth and net worth. Here's why it's important to know your worth financially #selfworth #finances #personalfinance #networth

    Do you recognize and know your worth financially? Learn why your self worth has an astonishing affect on your finances #WomenRockMoney #selfworth #finances #personalfinance #networth Any personal finance blogger will tell you that it’s important to know your net worth. But there’s another type of worth that’s just as important with finances: self worth. Why it's important to know your worth financially. #WomenRockMoney #selfworth #finances #personalfinance #networth

    How to make money fast: Finding the perfect side hustle

    Let’s be honest – anyone looking to start a side hustle wants to learn how to make money fast, right? There are several items to take into consideration before just jumping into one though. Nothing is more discouraging than trying a new side hustle, struggling with it, and giving up. That’s a financial freedom killer right there.

    Below is a list of ways to help you find a side hustle not only faster, but also something that’s going to work for you. Consider these points when you’re looking to pick up extra work, and you’ll not only get work quicker, but you’ll be more likely to stick with it. Continue reading