April 2018 Financial Report

Monthly finance report

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This is no April Fool’s joke – we’re only $769 from becoming debt free. FINALLY. We’re thisclose to knocking out my student loan, which has been hanging out like an unwanted house guest for the past 11 years. It’s definitely time to kick it out and say, buh-bye!


How did we pay off $6430 this month?

We were able to pay off a pretty big chunk this month due to several things:

  • Tax return
  • Extra income from side hustles
  • Keeping on our budgeting and checking in every week on expenses
  • We moved some cash around from some backup savings we had and originally didn’t want to touch. But when you’re thisclose to finishing paying off debt, it’s impossible not to throw every single cent at it!

Assuming that we stay on budget and don’t have any influx in income or expenses, we’ll be officially debt free this month!

Total paid off: $25,850
Amount net worth has raised since December 2016: $57,952

Debt Original Amount Current Amount Percentage Rate Amount Paid Last Month Percentage Paid
Credit Card $5,500.00 $0!! 9.75% 0 100%
Car Loan #1 $14,093.00 $0!! 1.99% 0 100%
Car Loan #2 $10,000.00 $0!! 1.99% 0 100%
Student Loans $23,000+ $769.54 1.75% $6430.59 96.7%
Totals $52,593.00 $769.54 $6430.59 98.6%

we paid off $7,482 of debt in 7 months with this budget workbook

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