January 2018 Finance Report

Monthly finance report

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December turned out to be a pleasant surprise! We really buckled down and stuck to our budget, and were rewarded with the ability to pay extra towards the car payment. We did a lot of traveling and family events, and found ways to get presents for the kids and each other on the cheap. I hit some amazing sales at Target and my husband pounced on some clearance stuff at work to make for a very fun Christmas.

In doing our January budget this morning, I noticed that our net worth has increased by almost $49,000 since last January! I’m sure you’re thinking – budgeting on New Years morning, really? But when you know where your money’s going, and you can see debt going down and net worth going up, you actually look forward to it!

If you need a budget, click here to read more about our debt repayment story and the budgeting plan we chose to help us pay off over $14,896 in 13 months!

If you have a budget, but are still struggling to make ends meet, check out 13 Quick & Easy Ways to Save Money that Freed Up $700 a Month!

Total paid off: $14,896
Amount net worth has raised since December 2016: $48,784

DebtOriginal AmountCurrent AmountPercentage RateAmount Paid Last MonthPercentage Paid
Credit Card$5,500.00$0!!9.75%0100%
Car Loan #1$14,093.00$0!!1.99%0100%
Car Loan #2$10,000.00$4043.751.99%$753.3856.56%
Student Loans$23,000+$7679.561.75%$134.5366.61%
Totals$52,593.00$11,723.31$878.4777.71%

we paid off $7,482 of debt in 7 months with this budget workbook



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