Saving Money Tips

We paid off $12,324 of debt in 8 months with this one budgeting tool!

We Paid $12,324 of Debt in 8 Months with this Budget Workbook

My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…

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5 critical steps to financial success

5 Critical Steps to Becoming Financially Successful

Learning to be successful through your career or personal life are skills that take practice. Learning to be financially successful is no different. It’s more than just setting a budget once and walking away, hoping it works out. You must give yourself the right tools to be successful and follow through every month. Below are…

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5 Reasons Why You Should Start Holiday Shopping in June (or Earlier!)

5 Reasons Why You Should Start Holiday Shopping in June (or Earlier!)

It’s the end of June and we’re officially 6 months out from the holidays. Why am I talking about them now? Did I see the first Christmas commercial of the year? (Ha, kidding. But seriously – can we finish one holiday before starting the next? Cripes.) I know you’re thinking, geez, I have PLENTY of…

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7 Must-Take Steps for Surviving a Sudden Job Loss

7 Must-Take Steps to Avoid Debt After a Layoff

Recently, my husband and I have been putting our nose to the grindstone in terms of budgeting and expenses so that we can finally get our debt paid off. Unfortunately, he got laid off three weeks ago.