Why Debt Free Forties?

My wife Mollie and I graduated from college with $70,000 in debt. We paid it off in three years. Along the way, we learned that a simpler, more intentional life wasn’t a consolation prize. It was the part that stuck.

After years of writing together at This Evergreen Home, I came across Debt Free Forties and the thoughtful work its previous owner, Tana, had built. I wanted to bring the site back to life and keep the conversation about personal finance honest and useful.

What you’ll find here

Expect practical ideas on paying off debt, budgeting, frugal living, and the habits that help you spend on what matters. There is no single perfect formula. The goal is to make better choices with the money and time you have.

Mollie and I are raising five kids. I also work on JobStream. Life is full, and that is exactly why I care about a money plan that works in ordinary days, not only on paper.

I’m glad you’re here.

Mike